First of all, PICC keeps people healthy-nursing experts regularly buy personal illness insurance for serious diseases.
◆ Payment period: 20 years
The insured amount is 654.38 million yuan, the insurance period is 20 years, the annual premium is paid in 430 yuan, and the following guarantees are enjoyed:
1. critical illness insurance fee (3 1): 1 ten thousand yuan.
2. Death insurance: 6,543.8+10,000 yuan.
2. Riford-Personal hospitalization medical insurance (the first year premium is 408 yuan)
◆ After three years of continuous insurance, guarantee renewal;
◆ Wide coverage, covering 1056 operation;
◆ The renewal age can reach 70 years old;
Insurable interest:
Basic part optional part
Medical treatment of organ transplantation for major diseases in grade general inpatient intensive care unit
Subsidy hospitalization subsidy hospitalization subsidy insurance subsidy insurance subsidy
Second gear 100 yuan 400 yuan 200 yuan 120000 yuan 6000 yuan.
Three. New China Life Insurance-Term Life Insurance A
The insured amount is 200,000 yuan, the insurance period is 20 years, the payment period is 20 years, and the annual premium is 220 yuan:
1, death insurance: 200,000 yuan.
2. Disability insurance: 200,000 yuan.
Four. Accident insurance: Huatai-Anxin Insurance A
120 yuan each a, and each person is limited to 3 copies.
Each insurance benefit:
1. Death/disability due to airplane accident: 400,000.
2. Death/disability due to train or ship accident: 200,000 yuan.
3. Accidental death/disability: 65438+ 10,000.
4. Accidental medical expenses: 3,000 yuan (50 yuan pays 90% after exemption).
5. Accidental burns and scalds: 65,438+10,000.
6. Accidental injury hospitalization allowance: 30 yuan/day (3 days free of compensation, with a maximum compensation of 90 days).
7. Accident fracture insurance: 1500 yuan.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.