Sister Xue wrote an article about continuation before. Interested friends can have a look: how to renew medical insurance? What should I pay attention to? An analysis!
With the development of internet insurance business, the ant insurance platform on Alipay has gradually entered people's field of vision, and the platform has become famous for its series of products of "good medical insurance" and "good health".
Despite this, many insurance novices are uncertain about the positioning of the platform. For example, they think that the above insurance is launched by Alipay itself, and the insurance liability is borne by Alipay. The bankruptcy of Alipay will affect the policy.
In fact, the ant insurance platform on Alipay is just an intermediary.
After establishing cooperative relations with a number of insurance companies, the platform sells insurance products of those insurance companies as agents.
Therefore, if you buy insurance products on the ant insurance platform, you will eventually sign an insurance contract with the corresponding insurance company, and the insurance responsibility will naturally be borne by this insurance company.
If you want to know more about ant insurance, this article can help you: Alipay ant insurance is so cheap, is it really reliable? An analysis!
When it comes to renewal, everyone should focus on whether the insurance they bought in Alipay guarantees renewal.
Suppose a warranty renewal period is set, during which the renewal of warranty will not be affected whether the physical condition becomes worse, the product is out of danger or the product has stopped selling.
However, if the renewal is not guaranteed, then physical condition, claim history and product suspension will all affect the renewal result.
Sister Xue took stock of some products that guarantee renewal, which need to be picked up: the latest list of 10 million medical insurance is freshly released!
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The same number on the whole network: Xueba said insurance, welcome to search!