Ping An Insurance Personal Accident Insurance ~ How to compensate for short-term health insurance My husband fell on the bus and died in the hospital a few days later.

Brother Bao said insurance, focusing on insurance evaluation! There is little difference between Ping An's accident insurance and the popular accident insurance in the market. If you want to know, what are the good accident insurance recommendations in this comparison table? Top 20 quality accident insurance in 2020!

If you buy accident insurance of Ping An Insurance and die unexpectedly, you can generally compensate 100% of the insured amount, or even higher, depending on the relevant provisions of the product you buy. If you don't know much about Ping An's accident insurance, you can look at the information I have compiled below for your reference ~

Accidents are everywhere and will happen at any time, so people pay more and more attention to accident insurance. Ping An's family business is very large, and there are many accident insurance products. Its accident insurance includes millions of Ren Woxing, one-year accident insurance, 100% peace of mind, little urchin, millions of accompanying, lifelong accident insurance, millions of comprehensive accident insurance and so on.

One of the most representative is Million Ren Woxing, and this product is also highly discussed, so I have also studied this product. You can learn more about it by reading this article.

This article is written in great detail, so we only choose a few main points here.

Let's take a look at the guarantee content first:

This is a return accident insurance. One advantage of this product is that if an elevator accident happens unfortunately, you can get 20 times the basic insurance amount, and double the compensation for death or total disability according to the specified age.

It looks really good! But careful observation will reveal many shortcomings:

1. Incomplete guarantee: this product does not guarantee ordinary disability, but only the most serious high disability. If a finger is broken, there will be no claim in this case!

2. Low proportion of compensation: general accidents and total disability compensation are calculated according to a certain proportion of premium, and only specific traffic accidents can pay 1 10,000.

3. Expensive premium: less protection and low compensation, so there is still 1699 yuan a year.

It doesn't make much sense to refund money: it seems free when it expires, but it's not worthwhile at all! Today, 30 years later, the currency has already depreciated.

Actually, you don't have to buy such expensive accident insurance. Just choose a short-term accident insurance of three or four hundred yuan a year. Maybe you can have more complete protection and even a higher proportion of compensation. Ping An's other one-year accident insurance is also good, and some high-quality products I sorted out before are also good. What are some good accident insurance recommendations for your reference? Top 20 quality accident insurance in 2020!

Don't be lazy, compare more.