During the insurance period of this contract and the validity period of this contract, we shall bear the responsibility of paying death insurance benefits according to the following agreement:
1. If the insured dies after the waiting period due to accidents or reasons other than accidents, we will pay the death insurance in the following ways, and this contract will be terminated.
1. If the insured dies before 0: 00 of the policy anniversary date of 18, the death insurance premium = (standard annual insurance premium of this contract+supplementary welfare health+standard annual insurance premium of critical illness contract) × the policy years or payment years of this contract at the time of the insured's death (whichever is smaller). The supplementary welfare health+critical illness contract mentioned in this contract refers to this contract.
2. If the insured dies at the age of 18 after 0: 00 on the anniversary of the policy, or the insured has reached the age of 18 at the time of insurance and died within the insurance period of this contract, we will pay the death insurance premium according to the sum of the basic insurance amount of this contract and the accumulated bonus insurance amount at the time of the insured's death.
2. If the insured dies for reasons other than accidental injury during the waiting period, we will pay the death insurance according to the premiums paid in this contract and the supplementary welfare health+serious illness contract, and this contract will be terminated at the same time.