At present, there are too many serious illness insurance exempted from minor illness, such as Huaxia Fu of Huaxia Insurance, Healthy Life of Great Wall Life Insurance and 100% Health of Taikang Life Insurance. It is estimated that there are more than 20 kinds of such products on the market. If parents want to buy serious illness insurance, then the focus is not only on whether there are minor illnesses, but also on how many kinds of diseases, whether there are specialized medical services and whether the premium is cheap. In this regard, we specially wrote an article introducing all kinds of critical illness insurance in the market.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.