2. Personal accounts can only be used when registering for outpatient service or staying in hospital, while health accounts can be used when buying medicines in resident pharmacies, with different scope of use;
3. Personal accounts can only be used in hospitals, and health accounts can be used in hospitals in emergencies, which is more flexible;
4. They pay different amounts according to different regions, but the personal account amount is often higher.
The above two points are the differences between personal accounts and health accounts.
Collection method of social security
1. It is charged according to a certain proportion of the insured's monthly salary. This collection method takes into account the economic affordability of the insured, so that the insured can maintain the minimum living standard when he loses his ability to work in an accident. However, this collection method also has disadvantages. Proportional collection will link insurance with wages, make capital begin to crowd out labor and increase unemployment rate.
2, regardless of the income of the insured, receive a certain amount of insurance money every month. This collection method is simple in calculation and more convenient to implement, but it does not consider the economic affordability of low-income residents.