Regarding Hong Kong insurance, I have also summarized several cost-effective products for your reference:
Top ten insurance stocks worth buying in Hong Kong!
In fact, in addition to the legality of insurance in Hong Kong, we should also pay attention to some issues when applying for insurance, such as the pricing of insurance products, health notification, exchange rate and so on.
For example, health notification, at present, the health notification of insurance in Hong Kong adopts the principle of unlimited notification.
The so-called unlimited notification means that the insured needs to fully explain the health status of the insured when applying for insurance. Even if you don't ask about the health notice of the product, you should tell it truthfully, otherwise the insurance company will refuse to pay compensation later.
Mainland insurance, on the other hand, adopts limited notification, that is, the insured will answer whatever is asked in the product health notification, and there is no need to answer what is not asked.
Therefore, in contrast, if the insured's physical condition is not very healthy, then the health notification of mainland insurance will have certain advantages.
Before, I also summarized several insurance tips, which interested friends can take a look at to improve the success rate of insurance for diseases:
Remember these five steps, so as to insure against illness smoothly!
Finally, people of different ages apply different insurance, and blind purchase may waste money. See here for the specific insurance scheme:
How to buy insurance at different ages? Everyone should have his own plan.
That's all the answers. Please accept them.
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