1 .202065438+February 1, Tianjin Pratt & Whitney Supplementary Medical Insurance "Jinhui Insurance" came into effect, with 68 yuan/person/year, with a maximum guarantee of 2 million yuan, including hospitalization expenses 1 10,000 yuan and ultra-high drug expenses110,000 yuan, which is one million Tianjin. Under the guidance of the policy, Tianjin Bao Hui is jointly managed by Bohai Life Insurance Co., Ltd. Tianjin Branch and Ping An Health Insurance Co., Ltd. Tianjin Branch, provided by Da Chang 'an Insurance Brokerage Co., Ltd., provided by Beijing Zhong Bao Hui Technology Co., Ltd., and provided by Jin with home-based care and rehabilitation services to create universal medical benefits for Tianjin people.
2. Tianjin Bao Hui is the exclusive medical insurance for Tianjin residents. The maximum insured amount is 2 million yuan, which can be used to purchase medical insurance for Tianjin employees, urban and rural residents and public medical insurance. The insurance premium is 69 yuan/year, and the deductible is 20,000 yuan/year. Insurance is mainly divided into critical illness insurance, medical insurance, accident insurance and life insurance. Pay attention to the safety content when buying, and what insurance you need to buy. In addition, the purchase of critical illness insurance should be based on whether all common diseases are guaranteed, the incidence rate is high, and whether there is mild exemption.
3. Medical insurance should consider whether there is a deductible and whether drugs are reimbursed at their own expense. Whether to provide medical prepaid direct payment service. When applying for insurance, the applicant shall be informed truthfully, and the insurer shall be informed of the important matters of insurance, and shall not conceal or deliberately fail to answer, and shall not fabricate false information to deceive the insurer.
If you have health insurance, you should voluntarily provide medical cases and test reports related to health information. If the insurance contract is not truthfully informed due to the insurance accident and the insurance premium cannot be obtained, the insurance contract may be terminated. Every kind of insurance has its own characteristics. You can consult your father for more details before buying. Dad's core services include product optimization services, choosing the most cost-effective and suitable products from all dry goods.