1. In-hospital medical expenses: within the scope of medical insurance, the self-funded part of individuals reimbursed by medical insurance sponsored by the government, such as medical insurance and serious illness medical insurance, will be reimbursed after deducting the deductible line of 20,000 yuan, with the maximum compensation amount of 1 10,000. All expenses include hospitalization, operation, examination, nursing and medicine.
2. Specific high-priced drugs: self-funded anticancer drugs needed after the first diagnosis of cancer. Buy 17 kinds of self-funded specific drugs in Beijing Jinghuibao designated hospitals or pharmacies that meet the payment range of some high-priced drugs, with 0 deductible and 90% reimbursement, with the upper limit of 1 10,000.
Beijing Pratt & Whitney Health Insurance is a project to benefit the people under the guidance of Beijing Medical Insurance Bureau and Beijing Local Financial Supervision Bureau and supervised by Beijing Supervision Bureau of Bank of China Insurance Regulatory Commission. It is jointly underwritten by China PICC, China Life Insurance, Taikang Insurance, Pacific Insurance and China Ping An. It is an inclusive commercial health insurance product specially tailored for Beijing medical insurance participants and closely linked with basic medical insurance.
All people with Beijing medical insurance can participate in the insurance, including employee medical insurance, urban and rural medical insurance and college medical insurance, regardless of age, household registration, occupation and health status, as long as Beijing's basic medical insurance is in the state of participation.
It can be said that Beijing Pratt & Whitney Health Insurance is most suitable for people with major diseases or at risk of illness. Compared with ordinary millions of medical insurance, Beijing Pratt & Whitney Health Insurance is inferior in insurance liability and renewal, and healthy people can choose millions of medical insurance.
"Beijing Pratt & Whitney Health Insurance" is specially designed for Beijing medical insurance participants and is closely linked with basic medical insurance. In terms of responsibility, out-of-pocket expenses for hospitalization and outpatient service in the medical insurance catalogue and out-of-pocket expenses for hospitalization outside the medical insurance catalogue are guaranteed. What is more noteworthy is that "Beijing Pratt & Whitney Health Insurance" also provides 100 kinds of high-priced special drugs at home and abroad, which further improves the ability of the majority of Beijing medical insurance participants to cope with high medical expenses.
According to the data of Beijing Medical Insurance Bureau, as of the first quarter of 2002/KLOC-0, the number of people participating in basic medical insurance in Beijing was more than 20 million. From July 26th, 20021year, Beijing basic medical insurance participants can search for "Beijing Pratt & Whitney Health Insurance" through Alipay, or follow the official WeChat account of "Beijing Pratt & Whitney Health Insurance" to enter the insurance page, understand the product information and choose to buy rationally.
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