Next, the senior sister will take Huixuan. Com as an example to discuss this problem.
Before the lecture, Xue Xuechang will tell you how to choose an insurance brokerage company:
How to choose a good insurance brokerage company? 》
1. Is it reliable to buy insurance in Huize.com?
1. Huize com
In 2006, Huize.com was formally established, which was very early. It can be regarded as one of the earliest websites approved by the China Banking Regulatory Commission to obtain online sales insurance qualification, and its headquarters is in Shenzhen. It is understood that in February 2020, Huixuan was listed on the Nasdaq Stock Exchange.
Huize. Com has long been a third-party insurance brokerage company with insurance brokerage license, and at the same time, it can find the corresponding online sales qualification in China Insurance Association. In fact, when it comes to matters related to insurance intermediary licenses, because the market access threshold is getting higher and higher in recent years, and the approval of insurance intermediary licenses is very strict, so the insurance brokerage companies that can have licenses are not bad.
More than 100 insurance institutions cooperated with Huixuan. They also provide customers with corresponding insurance services, such as insurance information, insurance consultation, risk assessment, insurance scheme customization, online insurance, policy preservation, and assistance in claims settlement.
On the whole, it is not difficult to see that it is trustworthy to buy insurance in Hui Ze. It is just one of many channels through which insurance companies sell their products. The products that everyone started are also underwritten by insurance companies.
2. Prosperity creates wealth
In essence, the third-party insurance brokerage company is not just Huixuan. Just like Shi Sheng Chuangfu Insurance Brokerage Company, it is also very good. Like other insurance brokerage companies, it has obtained an insurance brokerage license. It is a national and comprehensive insurance brokerage institution with Internet sales qualification approved by the Bank of China Insurance Regulatory Commission, with a registered capital of 50 million yuan.
In addition, Shi Sheng Chuangfu Insurance Brokerage Company has cooperated with many insurance companies, such as China Ping An, China Life Insurance, Tongfang Global Life Insurance, Pacific Insurance and Xintai Life Insurance, with many products.
Shi Sheng Chuangfu Insurance Brokerage Company put on the shelves "Xueba said insurance" to provide customers with a series of services such as product consultation, product screening and follow-up claims. However, if the insurance is successful, it will also provide customers with a claim commitment letter, that is, "peace of mind claims service", which includes assisting customers to report cases, collecting claims materials, submitting materials, tracking claims progress, and legal services. , and can provide due service when customers are in danger.
Besides the two insurance brokerage companies mentioned above, I think you should have heard of Mingya Insurance Brokerage Company. If you want to know more, take a closer look at the following article:
Is Mingya Insurance Brokerage Company Reliable? What's the difference between an agent and an agent? 》
Second, is the third-party insurance brokerage company good?
In fact, third-party insurance brokerage companies directly take the interests of consumers as the starting point, and directly tailor appropriate and cost-effective insurance plans and products according to the actual needs and economic budget of consumers. More importantly, they will give you an objective and neutral analysis, evaluation and comparison of products.
In addition, third-party insurance brokerage companies are often composed of experts with many years of insurance experience, who have mastered quite rich and professional insurance experience, thus providing you with professional insurance consulting, insurance screening and claim settlement services.
In addition, the products of third-party insurance brokerage companies are not very single, which directly makes us more selective.
So the third-party insurance brokerage company is actually quite good.
However, Senior Sister wants to remind everyone that whether you buy products in an insurance company or through a third-party insurance broker, you must first consider your own actual situation before you can choose the products you are satisfied with.
If you are a person with abnormal health, you must find a number of insurance companies to underwrite at the same time. This is because each insurance company has different underwriting lax. Therefore, although it is the same disease, in general, some insurance companies have complex underwriting conditions, and some insurance companies have few underwriting conditions. If you find multiple insurance companies to underwrite at the same time, you can effectively improve the probability of successful insurance.
If you are in poor health, you can consider this product. Health notification and underwriting are relatively loose, and the insurance success rate is relatively high:
"Versailles plus critical illness insurance has returned heavily, and you must look at the in-depth evaluation before buying! 》
Write it at the end
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I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
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