Taikang Insurance has no right to forcibly transfer insurance, and Taikang Insurance refuses to perform the contract and fails to collect insurance premiums, which may be regarded as the termination of the contract. There is no right to require the applicant to accept the approval, and the applicant also has the right to refuse the approval.
If the insurance company's private insurance policy fails, you can choose arbitration or litigation to protect your rights. You can also call the insurance company hotline and ask Taikang Branch, which signed the insurance contract, to send someone to communicate and negotiate. If Taikang Insurance Company can't give you a satisfactory answer, you can call Taikang Insurance's superior China Banking Regulatory Commission to make a complaint.