Returned critical illness insurance means that you go out during the protection period and the insurance company pays the agreed amount. Even if there is no claim within the guarantee period, a sum of money can be returned, which usually consists of critical illness insurance and old-age security.
When buying refundable insurance, you should pay attention to the age of insurance and the time of return, and choose products according to your actual economic situation, because the general premium of refundable insurance is not a small expense, much higher than that of consumer insurance products.