During the validity period of the main insurance contract, with the consent of our company, you can apply for a policy loan from our company, and the maximum loan amount is 80% of the cash value of the policy at that time. If necessary, you can borrow money through this project.
Customers go to the customer service center to inquire about the customer service center and cooperative bank of China Ping An Life Insurance Company of China Insurance Company, and make an appointment to visit the counter.
Documents to be prepared:
When the applicant and the insured are the same person:
① Application for change of insurance contract (policy loan/repayment category)
② Identity documents of the insured.
(3) A current settlement account with the insured as the account name.
When the applicant and the insured are not the same person:
(1) application for change of insurance contract (policy loan/repayment) (signature of the insured is required without authorization of the insured).
② Identity documents of the insured.
(3) A current settlement account with the insured as the account name.
(4) the identity document of the insured.
The customer entrusts the salesman/others to go to the customer service center for handling.
Documents to be prepared:
When the applicant and the insured are the same person:
① Application for change of insurance contract (policy loan/repayment category)
② Power of attorney
③ Identity documents of the insured.
(4) the identity certificate of the agent.
⑤ Current settlement account with the insured as the account name.
When the applicant and the insured are not the same person:
(1) application for change of insurance contract (policy loan/repayment) (signature of the insured is required without authorization of the insured).
② Power of attorney
③ Identity documents of the insured.
(4) the identity document of the insured.
⑤ ID card of the agent
⑥ Current settlement account with the insured as the account name.
Second, I would like to ask how to get a personal loan from Ping An.
1. The applicant applies for personal loan from the counter staff of Ping An Bank Branch, and then fills in the application form and submits the relevant information stipulated by the bank. 2. Ping An Bank will conduct pre-loan investigation and review the relevant materials submitted by the applicant. 3. If the internal audit and investigation of the branch company pass, it shall be submitted to the branch company at the next higher level for approval. 4. After the branch is approved, the bank signs a loan contract with the applicant. Ping An Bank Sub-branch will release the loan to the applicant's savings account within the specified time. For more information on how to get personal loans in Ping An, please go to:/ask/3202471615516843.html? Zd view more content
3. How to handle personal loans safely in China?
You can apply if you are over 22 years old, have a job and have proof of income in recent months.
4. Can I apply for a loan from Ping An Insurance?
I am the agent of Ping An Insurance Company: You can apply for a loan, and the basis of the loan is %80 of the cash value on your policy. You can handle it directly. I hope I can help you.