Moreover, in terms of price, Ping An Health Insurance has the advantage of high cost performance. Consumers often only need to spend a few hundred yuan to get multiple health guarantees including accidental medical treatment, hospitalization and serious illness.
Take the comprehensive child safety protection plan as an example. You only need 100 yuan a year to get 50,000 yuan for accidental death and disability, 50,000 yuan for accidental hospitalization, 5,000 yuan for accidental outpatient service, and 100 yuan for serious illness of children. It is a rare and cost-effective health insurance for children in the market at present, and it is very suitable for families with average economic income to improve basic health protection.
Advantages of China Ping An Health Insurance;
1, direct settlement, convenient and fast: Ping An Health has a direct settlement network of leading domestic 3A hospitals and private hospitals, which can directly settle the hospitalization or outpatient medical expenses of customers with hospitals, thus saving customers the trouble of submitting materials and saving more time.
2. Provide the most intimate service: Ping An Health Insurance has the most professional team and is committed to providing customers with the best quality and most intimate service. With the help of service channels such as service hotline and official website, customers can contact the company as soon as possible.
3. Abundant medical resources: Ping An Health Insurance has leading and abundant medical resources, so that customers can find suitable hospitals and doctors in emergencies and enjoy the most professional health services.
At the same time, Ping An Health Insurance claims fast, simple process and affordable. Many people not only benefit from insurance, but also protect their health and treat diseases in time. Ping An Health Insurance has always been favored by consumers for its complete variety and high cost performance. After years of market competition and development, it has formed its own characteristics, as follows:
1. Ping An Health Insurance can often reflect the health protection needs of the market in a timely and accurate manner. For example, when all kinds of influenza come, all kinds of anti-influenza health insurance products will appear on the market immediately, which highlights the advantages of Ping An Insurance's flexible response mechanism. For example, the basic protection plan for Ping 'an influenza A (H7N9) and the basic protection plan for Ping 'an influenza buster, which are popular in Duobao fish, etc.
2. Ping An Health Insurance is designed according to the health protection needs of different groups of people to meet the health protection needs of different groups of people to the greatest extent. For example, in the design of children's health insurance, the protection of hospitalization and outpatient medical expenses is highlighted, and a series of products of Ping An Zun Life Global Medical Security Plan are launched to meet the high-standard medical security needs of foreigners in China.
Of course, the above does not reflect all the security features of Ping An Health Insurance. So how should individuals buy health insurance correctly?
1. First of all, we should know what health insurance we have at present, and then analyze the gap between our health insurance, so as to clarify the insurance demand. The ideal insurance combination is: if there is social medical insurance, choose critical illness insurance plus hospitalization subsidy insurance; Without medical insurance, choose critical illness insurance plus hospitalization insurance.
Secondly, we should consider how much we should spend on health insurance. The general principle of buying health insurance is that the annual medical insurance expenditure is 7% to 12% of the annual income. If there is no social medical insurance, this ratio can be appropriately increased.
This is the significance of China Ping An Health Insurance. I hope I can help you.
If you have any other insurance questions, please come: protect more fish and talk about insurance.