The "worry-free health" C of Xinhua Life Insurance is whole life insurance, with 65 kinds of serious diseases and 15 kinds of minor diseases, including hundreds of diseases and accidents. After the insurance contract comes into effect 180 days, the major illness or accidental death or total disability within the scope of the contract shall be paid according to the contract amount. If you buy 200,000, you will get 200,000. There is also a minor illness protection that is 20% of the insured amount, which is 40,000. Until the death of the insured, if the insured is not out of danger before his death, he will pay according to the insured amount after his death, that is, he can get back 200 thousand in any case. Best for 0-year-old baby. According to the return on investment, that is to say, if you live to 100, you will have five times the return on investment, but only a little longer. In addition, as a peer, Ping An Insurance does not evaluate Ping An Fu, but depends on your own needs.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.