Before you start, if you are an insurance white and don't know how to buy insurance, then this related information suggests you have a look: before buying insurance, you must first understand these key knowledge points!
First, commercial health insurance suitable for the elderly.
Common health insurance in the market includes critical illness insurance and medical insurance, but from the age of the insured, the threshold of critical illness insurance is relatively high, and the elderly generally cannot buy critical illness insurance, while many cancer insurances are designed for the elderly with low age limit. Secondly, the health notification of critical illness insurance is strict. In contrast, the health information of cancer insurance will be much looser, such as hypertension, heart disease and diabetes, which are common in the elderly.
In addition, because the general commercial medical insurance requires strict age and physical condition, a considerable number of people (especially the elderly) cannot be insured, so cancer prevention medical insurance can replace this group of people.
Due to space reasons, interested friends can poke into this article to analyze more about cancer prevention insurance: what is cancer prevention insurance, how to buy it, which is good, and comprehensively analyze and compare it.
Two, the elderly to buy insurance matters needing attention
In addition to commercial health insurance, the elderly also need to buy an accident insurance. For their own reasons, the elderly are not as sensitive as the young. Coupled with osteoporosis, a small action in life may lead to serious consequences. Moreover, accidents may happen at any time. After all, everyone is equal in the face of accidents, so it is more important to buy an accident insurance for the elderly, especially the accident insurance with accidental medical insurance. In this way, the medical expenses incurred by the elderly who go to the hospital unexpectedly can be reimbursed according to a certain proportion.
Sister Xue at the end of the article gives you a guide on how to buy insurance for the elderly, but you should collect it well: what are the insurance for the elderly and what insurance to buy for your parents? You need to know all this.
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