I. Ping An E Life Insurance
Ping An E Life Insurance is one of the high-end hospitalization medical insurance, which was listed earlier and took the lead in opening the mainland market. This product guarantees the medical expenses of hospitalization and designated outpatient service. No matter what disease, as long as you get sick for the first time after the waiting period for the first insurance, or get out of danger unexpectedly, after deducting the paid part of social security, the remaining medical expenses, including self-funded drugs, can be paid. At the same time, it includes the responsibility of emergency treatment, special outpatient service and emergency operation for 7 days before and after hospitalization. This product has three packages: 200,000, 500,000, 654,380+00,000. For those who participate in social security, the reimbursement rate is 100%, and for those without social security, the reimbursement rate is 70%.
It is understood that Ping An E Life 20 17 can be reimbursed up to 6 million yuan, and the part exceeding 1 10,000 yuan can be reimbursed 100%. Whether it is nursing expenses, hospitalization expenses, examination expenses, outpatient expenses before and after hospitalization can be reimbursed. Whether it is a 28-day-old child, an adult aged around 30-40, or an elderly person aged 60, the insurance can be extended to 99. Moreover, the most important point is that the first-year premium is the lowest from 0.4 yuan every day, which is loved by consumers for its cost performance.
Second, Ping An E Home Insurance
Ping An E-Family Insurance is similar to Ping An E-Family Life Insurance, and both are medical reimbursement products covering large medical expenses. Ping An E-Home Insurance has a policy guarantee, which not only protects people aged 28 days to 50, but also extends to 99 years old. The general departments of public hospitals above the second level are within the scope of protection. Ping An E-Home Insurance belongs to online insurance, which is free of manual underwriting and only needs health notification. After the health notification is passed, you can apply for insurance, in the form of an electronic insurance policy (convenient for handling claims).
It is reported that Ping An E-Home Insurance has a very high cost performance, with a coverage of 1 10,000 yuan, 1.99 yuan/year, so you can play a real "spend a little money to do something big" insurance. Not only is there no restriction on social security catalogue, but all self-funded drugs/imported drugs are reimbursed, and there is no restriction on diseases and treatment methods, and hospitalization/special outpatient services are fully covered. It is an insurance product with good quality and low price.