It is true that buying commercial health insurance can be tax-free.

On May 2nd, the state introduced a new personal income tax policy. From July 20 1 July 71day, the purchase of health insurance products that meet the preferential tax conditions can enjoy tax deduction, and the deduction limit is 2400 yuan/year (that is, 200 yuan/month), which is undoubtedly a welfare policy that benefits the people. Let's look at the specific introduction.

Is it tax-free to buy commercial health insurance? It's true.

At present, China's individual tax collection is subject to marginal increasing tax rate. For example, the monthly income of residents is 8,000 yuan, after deducting the tax allowance of 3,500 yuan, the remaining 4,500 yuan is subject to 10% tax. After the introduction of the new personal income tax policy, the tax allowance has been raised to 3,700 yuan, which means that 20 yuan can be saved every month and 240 yuan can be saved every year.

So how should we deal with this proposal? As long as employees buy tax-excellent health insurance in insurance companies with tax numbers, the unit will automatically help employees deduct premiums. Which insurance company is stronger? I just sorted out the relevant content, hoping to help you: the latest list! Top Ten Insurance Companies in China

This preferential tax policy is applicable to the owners of individual industrial and commercial households who have obtained income from production and operation of individual industrial and commercial households, income from contracted leasing of enterprises and institutions, income from wages and salaries, and income from continuous labor remuneration, as well as investors of sole proprietorship enterprises, partners of partnership enterprises and contracted leasing operators.

There are three types of commercial health insurance that meet the requirements, which are applicable to the following three types of people:

1. People who are willing to reimburse specific large medical expenses borne by individuals after reimbursement of free medical care or basic medical insurance;

② Persons who have not participated in free medical care or basic medical insurance and are willing to reimburse the medical expenses borne by individuals;

3. Persons who are willing to reimburse the medical expenses borne by individuals after reimbursement of free medical care or basic medical insurance.

In addition, the deduction limit of tax-excellent health insurance is 2400 yuan/year (200 yuan/month), and each person can purchase at most one copy. You can apply for insurance if you are sick, and the insurance company may not refuse to apply for insurance on the grounds of "past medical history". A person's lifetime maximum compensation is 6,543,800 yuan, and consumers can log on to the commercial health insurance information platform for information after being insured.

The above is all the introduction of this article, hoping to help those in need.