This provision applies to insured persons who have not reached the minimum payment period, so that they can enjoy basic medical insurance benefits after retirement. This policy ensures the fairness and stability of the medical insurance system and promotes the unification of medical insurance policies in all regions of the province.
Benefits of medical insurance:
1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves workers' worries, makes them work with peace of mind, and can improve labor productivity and promote the development of production. On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor.
2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.
3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.
4. An important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance reflects the new social relationship of "one party in trouble and all parties support" by sharing the risk of disease costs among the insured, which is conducive to promoting social civilization and progress.
To sum up, if the cumulative payment period of medical insurance for retirees does not reach the minimum payment period or fails to pay the medical insurance premium in full and continuously according to the regulations, and fails to make up the medical insurance premium with different years, the medical insurance relationship will be terminated. The insured whose cumulative payment period of medical insurance is expected to be less than the prescribed minimum payment period at retirement can pay the difference medical insurance premium one year before retirement.
Legal basis:
Measures of Ji 'nan Municipality on Basic Medical Insurance for Employees
Article 21
The minimum payment period for retirees to enjoy the basic medical insurance benefits for employees is 30 years for men and 25 years for women.
If the minimum payment period is not reached, when going through the retirement formalities, the average monthly salary of employees in this city in the previous year will be used as the base to make up the basic medical insurance premium for poor months at one time, and employees will enjoy the basic medical insurance benefits from the next month.