Waiting period: welfare A is 90 days; Jinyou is 180 days.
Diseases: 50 kinds of welfare A; There are 60 kinds of golden pomelo.
Symptoms are mild: welfare A is an extra 20% for cancer in situ; Jinyou includes cancer in situ and nine other mild diseases, but it is not the extra 20%. 80% of serious illness and life insurance after loss.
Premium: Welfare A is cheaper than Jinyou every year 10%.
Both of them are serious illness insurance with increased dividends, so dividends depend on the return on investment of insurance companies. Pacific is a well-known insurance company, so I won't introduce it; Some people may not be familiar with Taiping, so I will simply say that Taiping is one of the four major central insurance companies in China, and the Ministry of Finance contributes 100%, so Taiping will get many stable projects with high return on investment.
This is the difference between these two insurances, but Welfare A should have been delisted long ago. I don't know what you mean.
I hope I can help you!
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.