Residents' medical insurance is a social insurance system, which aims to provide medical security for urban and rural residents. Insured residents can enjoy corresponding medical treatment and reduce the medical burden by paying medical insurance fees on time. Therefore, residents are advised to complete the medical insurance payment within the specified time to ensure the rights and interests of medical insurance.
Paying medical insurance has the following advantages:
1. Enjoy medical insurance benefits: After the insured pays medical insurance, they can enjoy medical insurance reimbursement benefits. The specific reimbursement ratio and scope vary according to regions and policies, but overall, medical insurance can reduce the burden of medical expenses of the insured.
2. Reduce the economic burden: Medical insurance can share most of the medical expenses and effectively reduce the economic burden of patients and their families.
3. Risk prevention: Medical insurance is a way to prevent and resolve the risk of medical expenses, which can avoid poverty caused by illness or returning to poverty due to illness.
4. Convenient and fast: the medical insurance procedures are simple, the payment is convenient, and the use is convenient and fast.
5. Protection of health rights and interests: Medical insurance aims to protect the health rights and interests of the insured, so that patients can get timely and effective treatment when they are sick or injured.
6. Promoting social harmony: The implementation of the medical insurance system is conducive to promoting social harmony and stability and ensuring the basic medical needs of the broad masses of the people.
To sum up, according to the relevant laws and regulations, local people's governments should ensure that urban and rural residents participate in the basic medical insurance for residents according to law, and implement safeguard measures such as registration, payment, financial subsidies and medical assistance for residents' basic medical insurance in accordance with the principle of territorial management. Therefore, Xuzhou municipal government and relevant departments should actively promote the implementation of residents' medical insurance system to ensure that residents' medical security rights and interests are effectively protected.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 25
The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.