According to the Notice of the Ministry of Finance and the National Health and Wellness Committee on the Policy of Ensuring Prevention and Control Funds in novel coronavirus, after the medical expenses incurred by the diagnosed patients are paid according to the regulations, the personal burden will be subsidized by the finance.
The required funds are paid in advance by the local finance, and the central finance subsidizes the local finance at 60% of the actual expenditure. Because each patient's treatment time, drug type and dosage are different, the cost will also be different. But no matter how much it costs, patients don't have to worry, and the state finances are at the bottom.
COVID-19 patients' medical expenses in different places.
According to the requirements of the "two guarantees" policy, the confirmed and suspected patients identified by the health department, whether local or off-site, are treated first and then settled.
After the basic medical insurance, serious illness insurance and medical assistance are paid according to the regulations, the personal burden will be subsidized by the local finance, and the expenses paid for medical insurance in different places will be paid in advance by the medical insurance department of the medical treatment place. After the end of the epidemic, the medical insurance department of the insured place and the medical insurance department of the medical treatment place will organize a unified national liquidation.
At the same time, special policies are implemented in special periods, breaking the conventional management mode of medical insurance and taking patients as the center rather than the diagnosis and treatment process as the center. For confirmed and suspected patients, even the expenses before diagnosis and suspicion are included in the scope of the "two guarantees" policy.