"Ping An Fu Health Protection Plan" is specially designed for middle-income and high-income customers, covering many responsibilities such as serious illness, traffic accident, death, disability, premium exemption and so on. And bring all-round risk protection to customers. New products are cost-effective, and customers can get higher insurance coverage with the same investment, which is the best choice for life insurance.
First, "Ping An Fu" products are cost-effective.
"Ping An Fu" has low premium, high insurance coverage, comprehensive protection and high cost performance! Same premium, same age, higher than other similar products 10% ~ 20%!
Second, lifelong care.
"Ping An Fu" products are all made in whole life insurance, which has certain policy benefits and lifelong care, allowing you to enjoy quality life. Once you have it, you are guaranteed for life!
Third, the compensation for the diagnosis of serious illness, 100% compensation.
"Ping An Fu" provides critical illness insurance gold for life. The waiting period for serious illness is only 90 days, and the coverage covers as many as 30 (more than 400) major diseases. After the waiting period, the first serious illness agreed in the contract will occur, and the compensation will be paid immediately after the diagnosis, so that the protection can be put in place in time to ensure your health and family financial security.
Fourth, we should pay for minor ailments, provide more protection and care.
"Ping An Fu" covers a wide range of "specific mild serious illness". For the first time, the "specific mild serious illness insurance premium" is paid at 20% of the basic insured amount of serious illness, which will not affect the payment in critical illness insurance, and your protection will be upgraded in an all-round way.
V accident protection 28 1 to 70 years old
In the past, most accident protection projects in the industry covered 60 or 65 years old, and the accident protection responsibility of "Ping An Fu" was extended to 70 years old, and the care was upgraded and the protection was doubled; As many as 28 1 accidental disability assessment standard, so that the scope of responsibility is broader and the protection is more comprehensive!
Six, self-driving, public transport accidents 2 times compensation.
Nowadays, most people often travel by car, and the driving accident protection provided by Ping An Fu can get twice the basic insurance amount when the insured suffers an accident while driving, taking a non-operating private car or taking public transport.
Seven, exempt from premiums, to ensure worry-free.
Ping An Fu also provides the insured with a fee-free function. After the waiting period is over, when the insured dies or the risks agreed in the contract occur, the remaining insurance premium can be exempted, and the insured's policy rights and interests are still valid. Exemption makes insurance more secure and allows you to face the storms in your life calmly.
Introduction of official products of "Ping An Fu"
Example of "Ping An Fu" insurance
Mr. Tan, 36 years old, with an annual income of 654.38+10,000 yuan, is a clothing dealer with no social security, and his wife and housewife have no income and no debt. His parents don't need alimony for the time being, and usually only give them some pocket money. Mr. Wang is the economic pillar of his family, and he is going to buy himself an insurance of about 7000 yuan.
Support requirements analysis:
1. Mr. Tan is the economic pillar of this family.
2. His wife and children have protection plans, and Mr. Tan's own should also be considered.
At present, Mr. Tan not only has no social security, but also has not bought any commercial insurance. It is very important for him and his family to buy a high security plan.
If you spend 20 14 yuan every day, you can have at least15,000 yuan of lifelong major illness protection. Accidental injury protection payment is 20 years and 70 years old, and there is no need to pay extra for 50 years (based on the usual accident insurance, this plan expands the double compensation for self-driving and riding accidents, providing intimate protection for car owners. In addition, the assessment standard of accidental disability has been expanded from 34 items to 28 1 item, with wider coverage and more comprehensive protection. ) hospitalization medical insurance, 80% of reasonable expenses will be reimbursed, and accidental medical treatment will be fully compensated above the prescribed limit 100 yuan, so as to truly see a doctor. When you are not sick, you can use it as a pension.
Safeguard interests
1, after 24 hours, you will have at least 200,000 to life support.
After 2.90 days, you will have at least 6.5438+0.5 million lifelong major illness protection.
After 3.24 hours, the average accidental injury value is 400,000 to 70 years old, the traffic accident protection is 600,000 to 70 years old, and the self-driving accident protection is 600,000 to 70 years old. And the proportion of 20,000 to 200,000 in the first to tenth grades of disability will be paid to 70 years old (the evaluation standard of accidental disability has been expanded from 34 items in the original seventh grade to 10 to 28 1 item, with wider coverage and more comprehensive protection).
4. In case of hospitalization or medical treatment due to an accident, more than 100 yuan but less than 20,000 yuan will be reimbursed!
5. Reimbursement for hospitalization: The maximum reimbursement for hospitalization due to illness is RMB, including outpatient 900 yuan, hospitalization expense of RMB 9,000, non-organ transplant operation of RMB 4,500 and organ transplant operation of RMB 30,000, which is a reasonable expense.
6. Hospitalization allowance: if you stay in hospital for more than 3 days due to illness, you will get a daily allowance of 100 yuan as allowance for lost time and nutrition expenses, with the maximum payment of 180 days. The daily subsidy for accidental hospitalization is 100 yuan, and the maximum compensation is 180 days. The daily subsidy for major diseases is 200 yuan, and the maximum compensation is 90 days.
7. If a serious illness occurs during the payment period of 20 years, the premium will be exempted in the later period, and the benefits enjoyed will remain unchanged.
8. Being sick is a gift in the snow, and being sick is a supplement to providing for the aged. Add icing on the cake to our lives. Please call if you are interested! thank you
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.