If you want to surrender, you need to make an appointment with the customer service of the insurance company. You can call the customer service hotline of Harmony Health Company for consultation, or you can go directly to the offline outlets of insurance companies for inquiry. Then prepare the relevant materials needed for surrender. Generally, you need to prepare an application for surrender, the original insurance contract, identity documents, insurance invoices, bank cards, etc. It is recommended to prepare the original and copy. Take the materials to the local offline outlets for surrender procedures, and then wait for the insurance company to review. The insurance clause stipulates that the insurance company will complete the refund within 30 days after receiving the application.
If you surrender within the hesitation period, the insurance company will return all the expenses after deducting the production cost to the insured, and there is basically no loss during the surrender period.