Ping' an health insurance claims complaint

According to the law of China, insurance claims must be filed within the validity period of claims. If the time limit is exceeded, the insured and the beneficiary will not be allowed to file a claim with the insurance company. It is also worth noting that failure to provide the insurance company with the necessary documents and receive the insurance money during the claim settlement period is regarded as waiver of rights. Isn't it terrible? How many days is the time limit for Ping An health insurance claims? I hope I can help you!

First, different types of insurance claims have different limits. The limitation of claim for insurance is generally 2-5 years.

1. The limitation of claim shall be calculated from the date when the insured or beneficiary knows the occurrence of the insured accident. After the occurrence of an insurance accident, the applicant, insurer or beneficiary shall immediately stop the insurance and report the case, and then make claims.

Ping' an health insurance settlement of claims

2. After the insured claims, if the insurance company thinks it is necessary to pay the relevant certificates and materials, it shall promptly notify the other party in one lump sum; After the materials are complete, the insurance company shall conduct verification in time, and if the situation is complicated, it shall conduct verification within 30 days and notify the other party of the verification results in writing; For the insured, the insurance company shall pay the compensation within 10 days after reaching the compensation agreement; For those who do not belong to the insurance liability, a notice of refusal to pay compensation shall be issued within 3 days from the date of approval and the reasons shall be explained. The insurer's claim review time shall not exceed 30 days, unless otherwise agreed in the contract. However, within 10 days after reaching an agreement on compensation or payment of insurance benefits, the insurance company shall fulfill its obligation of compensation or payment of insurance benefits. In addition, if it is verified that it does not belong to the insurance liability, it shall issue a notice of refusal to pay compensation within 3 days from the date of verification and explain the reasons.

2. How many days does Ping An Health Insurance claim? Ping an insurance principle

(1) Respect the contract and keep the promise. The rights and obligations stipulated in the insurance contract are protected by law. Therefore, insurance companies must respect contracts, keep their promises and correctly safeguard the rights and interests of policyholders.

(2) Insist on seeking truth from facts. In the process of claim settlement, we should deal with it realistically and correctly determine the insurance liability, payment standard and payment amount according to the specific situation.

(3) Proactive, timely, accurate and reasonable, so that the insured can be assured and convinced.

Through the above introduction, the limitation of claim should be calculated from the day when the insured or beneficiary knows the occurrence of the insured accident. After the occurrence of an insurance accident, the applicant, insurer or beneficiary shall immediately stop the insurance and report the case, and then make claims. After reading the above introduction, if you still have questions about how many days and how long Ping An health insurance claims usually take, or encounter problems in this regard, it is recommended to consult Ping An insurance professionals directly.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.