What is the function of health insurance? Does it make sense to buy health insurance?

Health insurance is insurance related to your health, and it also refers to commercial insurance, which can be reimbursed once you are hospitalized.

Just like social security, but social security reimbursement is relatively small, and ordinary cities can only reimburse 45%-55%.

Hospitalization with commercial insurance can be reimbursed to 80%. If you buy two copies together, no matter whether the elderly or children are hospitalized, they basically don't have to spend a penny.

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Buying insurance for yourself or your family must be because you are worried about the possibility of illness or accident. If you think that your family's living habits are likely to lead to serious diseases, you should take out an insurance policy for yourself.

Generally, the insurance company will reimburse you for hospitalization once a year. If it is a special disease, it will not be bought for you in the second year.

Ping An Insurance Company can be reimbursed 6 times a year for hospitalization, and the chronic disease can be renewed for 5 years.

When choosing a company, you should choose a company with strength. Ping An Insurance promises to make on-site underwriting and claim settlement immediately within three days after the accident. Now Class A drugs can enjoy full coverage, Class C drugs need to bear all the costs, and Class B drugs need to report 80% and bear 20% of the costs.