Ping 'an Women's Nursing Insurance is a one-year critical illness insurance, which only covers four kinds of cancers. Other critical illnesses such as acute cardiovascular infarction, stroke sequelae and coronary artery bypass surgery are not covered. In addition, the stability of one-year insurance is very poor. If the physical condition changes or the product is discontinued in the second year, it will affect the renewal of the warranty, and it is not recommended to buy it.
What are the high critical diseases of women? According to the data released by the National Cancer Center, the top ten high-risk cancers of men and women are different. In addition to lung cancer, rectal cancer and other diseases, women should pay more attention to the protection of specific parts such as breast cancer and cervical cancer than men. In addition, there are many general critical illness insurances that have protected women's specific diseases, but only pay an extra 30% for specific diseases. Therefore, if you are worried about the occurrence of female-specific diseases, you should give priority to buying a long-term high-coverage critical illness insurance, which can also completely cover the protection of female-specific diseases.
If the subject is still young, it is recommended to buy long-term critical illness insurance and lock in decades or life-long protection.
Which is better for women to buy critical illness insurance? The subject can look at this product: Fosun Prudential Xingyue Critical Illness Insurance.
Xingyue critical illness insurance
Advantages of reinsurance of Xingyue critical illness insurance: low premium; It can increase the protection of women's specific diseases, and 8 kinds of women's specific diseases are high, which can pay an additional 30% of the insured amount; Intelligent nuclear insurance is loose, and thyroid nodules and breast nodules have the opportunity to be covered by standard bodies.
Insurance products vary from person to person. Choosing insurance needs to proceed from your own actual situation and do a good job of demand, in order to really choose a suitable and cost-effective product.
I hope Xueba said that the answer given by Bao Jiejun can help the subject, and I hope to adopt it.