Method 1: Look at the basic information of the product.
Whether you buy critical illness insurance, medical insurance or other insurance products, you must first understand the basic information of the products, including insurance rules and protection contents. Take Pacific E Enjoy Health as an example:
E Enjoy Health is a short-term medical insurance with a term of one year, which supports people born from 30 days to 60 years old (1-4 occupation), and the maximum coverage can be extended to 100 years old with a waiting period of 30 days. This product can provide 3 million general medical care and 3 million serious illness medical care, in addition to proton heavy ion medical care, purchased drugs and hospitalization allowance for serious illness. This responsibility can supplement medical care and reduce the burden on patients.
Method 2: Look at the product update conditions.
For millions of medical insurance, renewal conditions are the lifeblood. If the product renewal conditions are poor, the insurance company will not renew the insurance for you in the second year of insurance, and it is easy to lose medical insurance. If there is a claim, it will be difficult to buy other medical insurance in the future, so we have always suggested that you give priority to products with good renewal conditions. Take Pacific e as an example:
The insurance period of this product is 1 year. Although the maximum coverage can be extended to 100 years old, there is no continuous coverage, and the renewal needs to be reviewed by the insurance company. If the insured's health changes or historical claims occur during the insurance period, it may affect the renewal of insurance and there is also the risk of suspension of sales. The stability of the product is relatively average. At present, there are many medical insurances that can be renewed, and the longest one can be renewed for 20 years.
So much for the question of how Pacific E enjoys health. I hope the above content is helpful to you.