1. There are loopholes in the combination of additional hospitalization insurance.
This product does not have a single million medical insurance, and it needs to be supplemented separately in the later stage; The most commonly used inpatient medical insurance is characterized by no claims in the last year, which can increase the coverage by 20% to ensure outpatient reimbursement. However, the disadvantage is that pregnancy is an exclusive responsibility and will not be paid. Most other medical insurance can cover it. The second point is to review the renewal of insurance every year, and there is no guarantee of renewal.
2. Minor ailments have groups and intervals.
For many products on the market, the grouping of minor illnesses and the interval between payments have been banned. The treaty interval set by this product is 1 year, which is very long and has groups. Raise the threshold of minor illness compensation.