Now, what is the difference between a big insurance company and a small insurance company?
1, advanced
The products of big companies are more expensive than those of small companies, and this difference comes from their different operating costs.
Advertising costs account for a large proportion of the operating costs of large companies. Why are we so familiar with big companies? A large part of the reason is that their advertising marketing is everywhere, so their high-cost products naturally sell more expensive.
Small companies have low operating costs, low advertising costs and relatively cheap premiums.
2. Service
Some people worry that the service level of small insurance companies will not keep up. To measure the service level of an insurance company, we should focus on the odds and claims limit of the insurance company.
However, according to the claims data of major insurance companies over the years, it is not difficult to see that there is almost no big difference between the claims rates of large and small companies, all of which are above 96%, and the limitation of claims generally does not exceed 3 days. So don't worry about the claims of small insurance companies.
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