Accident insurance mainly covers disability, death and medical treatment caused by unexpected factors. Annuity insurance is mainly used for financial management or savings, and the requirements for health notification are low. Cancer patients can also choose insurance.
Cancer insurance has relatively low requirements for the physical quality of the insured. In the case that sick patients can't insure medical insurance and critical illness insurance, it is more likely to succeed in purchasing anti-cancer insurance that provides protection for cancer. If you want to buy insurance for other diseases, you can refer to this guide to buy appropriate insurance: Super Guide: Can you insure against various diseases? How to insure?
Cancer prevention insurance specifically protects cancer, which requires high health information for malignant tumors, and some accident insurance also requires health information, so patients with malignant tumors may not be able to insure accident insurance and cancer prevention insurance that require health information.
In fact, the biggest obstacle of insurance to diseases is health notification, but health notification is also skillful. China has limited notification. When giving health advice, we will truthfully answer what the insurance company asks according to the actual known physical condition. If we have some kind of health problem, but the insurance company doesn't ask related questions, then we don't need to take the initiative to answer. There are still many skills of health notification, which have been summarized by senior sisters. Everyone can master them and increase the probability of successful insurance: what are the tips for health notification when insurance is applied?
Suffering from cancer, it is difficult to insure health insurance with high health notification requirements, such as critical illness insurance and medical insurance.
However, patients with mild cancer also have the opportunity to take out critical illness insurance. Different critical illness insurance has different health notification requirements. If you have early malignant tumors such as early prostate cancer, papillary thyroid cancer, early leukemia, etc. Perhaps you can successfully apply for critical illness insurance through loose health notification. If your tumor is mild, you may wish to try to insure several kinds of critical illness insurance with loose health notification: the latest! The top ten health warnings are loose, and the critical illness insurance is large!
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