In the children's insurance market, the three most popular commercial insurances are children's critical illness insurance, children's medical insurance and children's accident insurance. Either way, there are many options, which makes many parents don't know which one to choose. Due to the harm of family economic conditions and safety preferences, different products are different. Therefore, I have to give you some examples of products.
1, the most cost-effective critical illness insurance for children
For example: bumblebee 7 (all-around version)
This product is also a product of Beijing Life Insurance Group, which is dedicated to the design scheme for minors. The guarantee period can be 30 years, up to 70 years or life. The key guarantee of this product is all-round, and there are many optional voluntary choices. Its core highlights are as follows:
(1) Good disease compensation: after 90 days of compensation for serious diseases, non-similar mild diseases can be compensated again, which is beneficial to disease compensation.
(2) High proportion of compensation for serious illness: built-in additional compensation for serious illness. If you are diagnosed with a serious illness 65,438+00 or 30 years before the policy, you can get 60% coverage and increase the protection of serious illness.
(3) The protection for children's special diseases is very good: there is a built-in protection for children's special diseases and rare diseases, and there is no guarantee time limit. During the insurance period, 100% and 150% can be paid for children with special diseases, and 200% can be paid for children with rare diseases.
(4) Price advantage: 500,000 insured for life, the insurance premium will be paid in 30 years, and the 0-year-old boy only needs 1.835 yuan per year.
This product guarantees a full range of specific content, and has a price advantage, which is very suitable for families pursuing cost-effective and perfect products.
2. The conditions are good to continue millions of medical insurance.
For example: e- enjoy care-enjoy peace of mind long-term medical insurance.
This is also the million medical insurance under the Pacific Physical and Mental Health Group. Suitable for people between 30 days and 65 years old to buy insurance. The insurance period is one year. The important advantages of this product are as follows:
(1) Excellent renewal conditions: Although the insurance period is one year, it can be guaranteed to be renewed for 20 years. During the guarantee renewal period, the auto insurance company will not refuse to renew the insurance because of the change of the beneficiary's physical condition or the payment in historical time. Even if the product is discontinued, it will not affect the right to guarantee renewal.
(2) Good medical security: covering general medical care, diagnosis and treatment of serious diseases, diagnosis and treatment of special diseases, diagnosis and treatment of proton heavy ions, and subsidy security for serious diseases. At the same time, you can also choose to buy cancer drugs, and there is no shortage of new items for medical expenses reimbursement.
(3) Personalized services are very good, including green links for critically ill patients, advance payment for hospitalization, advance payment for special drugs, and post-discharge care.
How does Shenzhen pay social security by itself? How much does it cost per month?
1. Workers with local household registration in Shenzhen can apply for personal social security for freelancers directly at the street office where they are registered or directly at the social security center, but there are only three types of insurance: pension, medical care and laid-off. It should be noted that freelancers who pay social security are either local registered employees in Shenzhen or self-employed, and ordinary employees cannot apply for social security for freelancers. Fees are still paid according to the local social security payment base.
2. Pay social security according to the relevant payment company, which is a very convenient and quick form. The payment company will take care of it immediately, eliminating the risk of forgetting to pay. And the remittance company has the qualification certificate of human resource management in this field and a complete social security agreement to prevent employment risks. Enjoy five insurance wages, including social insurance premiums and surcharges. Generally speaking, it is recommended to pay social insurance premiums according to the minimum base. Grade one, more than 700 yuan per month, grade two, more than 300 yuan. There is no uniform requirement for surcharge. Pay according to the remittance company's deduction standard.