Can I refund the health insurance I bought?

The health insurance you buy can be surrendered. If the insured wants to surrender, he should bring his own policy, ID card and bank card and go directly to the insurance company to make an appointment to surrender. However, surrender is mainly divided into two situations, namely, hesitation surrender and normal admission surrender, which are handled separately.

Surrender within the hesitation period, each insurance will have a hesitation period before it takes effect, either long or short. Surrender within the hesitation period means that the insured can surrender within the hesitation period stipulated in the contract, and at this time, all premiums can be refunded.

Surrender during the normal insurance period means that the insurance contract has passed the hesitation period, and the general insurance company will refund the cash value of the policy within 30 days from the date of receiving the applicant's application. However, it is worth noting that surrender after normal insurance can only return the cash value of the policy, but not all the premiums.

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