What is the cash value of Taikang Health 100% B critical illness policy?

The cash value of Taikang Health 100% B critical illness policy is the surrender amount of life insurance policy. Taikang's cash value calculation method is: the cash value of the policy = the premium paid by the insured-the amount shared by the insurance company's management expenses on the policy-the commission paid by the insurance company to the salesman due to the policy-the pure premium required by the insurance company to assume the insurance responsibility of the policy+the interest generated by the residual premium.