Regarding the protection of this product, let's take a look here: "Health Care Plus Edition: Is it very powerful for the protection of malignant tumors?" ”》
Insurance principle:
The coverage age range of multi-version health insurance Pratt & Whitney is 28 days to 45 years after birth, the coverage period can be 70 years/life, and the payment period can be/10/20/30 years.
The insurance threshold is not particularly high, similar to most similar products, and quite satisfactory.
Guarantee content:
The basic protection of multiple versions of health insurance covers serious illness, mild illness and moderate illness.
If the insured suffers from serious illness for the first time 15 years before the policy, he can get 150% of the basic insurance amount.
You can pay 2 times and 3 times (without interval) for moderate and mild diseases, with the basic insurance coverage of 30% for mild diseases and 60% for moderate diseases.
It should be noted that there is an interval of 365 days before and after the payment for serious illness, and the proportion of compensation is gradually increasing.
In addition to the basic protection, the multiple version of health insurance benefits also comes with the protection responsibilities of the insured's exemption and special diseases of children, which further strengthens the basic protection.
Of course, if consumers want to get more comprehensive protection, they can also attach the protection responsibilities of malignant tumor-severe disability medical allowance, death/total disability and so on.
On the whole, the protection responsibilities of multiple versions of health insurance benefits are quite rich, which can basically meet the needs of most consumers for disease protection.
One of its more eye-catching points is that it has certain advantages over similar products by paying for serious illness many times and not paying in groups.
Dad concluded:
Multi-version health insurance Pratt & Whitney was launched earlier, which can be regarded as the forerunner of the newly defined critical illness insurance market, and the protection is quite good.
Of course, whether this product is worth buying depends on whether the insurance product can meet its own needs and needs to be treated with caution.