Evergreen tree 20 15: 15 kinds of mild diseases and 6/kloc-0 kinds of severe diseases are all guaranteed. The mild diseases can be paid for 3 times, and the mild diseases are exempted from compensation, 200,000 yuan/year.
Healthy life: 33 kinds of mild diseases and 77 kinds of serious diseases are covered, and the mild diseases can be paid for 5 times, and the mild diseases are exempted from compensation, 200 thousand yuan/year.
Huaxia Fu: Covering 42 kinds of mild diseases and 82 kinds of serious diseases, the amount of compensation can reach five times, slightly higher than before. After returning the accumulated premium at the age of 88, the guarantee will remain unchanged, 200,000 yuan/year.
All the above are 20 years' payment period.
Finally, two tips:
1. If you have never taken out critical illness insurance before, the coverage of 200,000 yuan is obviously low, and the premium budget is suggested to be about 10- 15% of the annual income.
2, the product function is different every year, choose the product according to your own situation, don't follow suit.