If everyone's house is in a state of no loan, then everyone can go to the real estate registration center to register when they want to add their names to the real estate license. Generally speaking, the real estate registration center will have four business processes: application, acceptance, review and filing, in which the review process includes three links: preliminary review, review and approval, and the filing process includes four links: filing, issuing, issuing and filing. The real estate registration business will be completed within 30 working days.
What are the precautions for adding a real estate license?
1. Pay attention to bring all the required documents when adding the name to the real estate license.
Required documents: real estate license, household registration book, ID card, marriage certificate (marriage certificate or single certificate). Minor children need to provide household registration book or birth certificate. In addition to bringing enough documents, you need to prepare copies of various documents.
2. If you add your name to the real estate license, you should pay attention to my presence.
When adding a name to a local trading center, both the owner and the property owner should be present.
3. Pay attention to the different charging standards when adding names to the real estate license.
(a) the name and charging standard of the house without loan
① Add the couple's name to the house property certificate without loan.
Add a name between husband and wife, as long as you have a marriage certificate and other relevant documents, you can go directly to the local real estate trading center and the property right change window. The cost is about 150 yuan, mainly the production cost.
② Add children's names to the real estate license of the house without loan.
If the real estate license already has the names of husband and wife, you should first go to the real estate trading center to evaluate the price of the house when you need to add the name of the child. When adding the name, you should pay the corresponding deed tax according to the price of the house evaluation. The specific algorithm is to evaluate the deed tax rate of the remaining price, and then divide it by 3 to be the tax that should be paid. The average house price is around 6,543,800 yuan, and the tax is around 200 yuan.
(two) the name of the house with the loan and the charging standard.
(1) Add a name to the house property certificate with a loan.
In this case, you should go to the loan bank to go through the mortgage change procedures first.
(2) Use provident fund loans.
In this case, you have to pay an extra fee of 100 yuan. If the loan is a combination of provident fund and commercial loan, you have to pay it to 200 yuan. Other rules and procedures are the same as having a house without a loan.