Sunshine consumer finance loan can obtain a maximum consumer credit loan amount of 200,000 yuan with personal credit. During the validity period, the line can be recycled, and the longest loan period is 36 months. The payment is received in real time, and the repayment method supports equal principal and interest repayment by installments and one-time repayment of monthly interest. Applying for loan repayment can be done online.
To apply for a loan, you need to provide a valid personal identity document, mobile phone number and bank card for direct application. There may be signs of failure in the audit process. It should be noted here that the approval result of loan application is comprehensively approved and evaluated by Sunshine Consumer Finance System, and there are many factors that affect the approval, including external economic environment, anti-risk ability of Sunshine Consumer Finance, irregular adjustment of risk credit policy, etc. If the application fails, the individual will continue to maintain good credit and not apply frequently to avoid being closed down.
The system will deduct money in batches. On the repayment date, the system will withhold the current repayment amount in batches. The account number withheld by the system is the bank card and electronic account number agreed in your contract. You only need to deposit the repayment amount of the current month in full into the bank card and electronic account agreed in the contract in advance, and automatic withholding will occur. Settle in advance, and settle the remaining debts under this contract in advance. If it is overdue, there will be penalty interest, and the overdue information will be uploaded to the People's Bank of China's credit information system, which will affect personal credit information records and future mortgage, car loan and credit card applications. In order to guarantee good credit, we must repay the loan in time. After the quota expires, Sunshine Consumer Finance will re-evaluate according to the comprehensive score. At present, Sunshine Consumer Finance does not support deferred repayment, so it must repay in time within the repayment date.