China Postal Savings Bank cards do not charge annual fees.
According to the latest "Announcement on the Annual Fee Waiver for Debit Cards of China Postal Savings Bank" issued by China Postal Bank, the annual fee waiver policy is implemented nationwide for all other debit cards, with the details announced as follows:
1. The financial assistance card for middle and secondary school students is exempted from the fee for three years from the date of account opening.
2. The general high school student financial aid card will be waived for three years from the date of account opening.
3. Gold, platinum and diamond card levels are free of charge.
4. In accordance with the document No. 268 of Development and Reform Price [2014] and No. 1250 of Development and Reform Price Regulation [2017], the annual fee and account management fee (including small account management fee, the same below) are automatically waived for the only account (excluding credit card and VIP account) opened in the Bank, and for the customers who have opened multiple accounts in the Bank, according to the customer's application, the annual fee and account management fee (including small account management fee, the same below) will be waived for one of the Bank's accounts designated by the customer (excluding For customers who have opened multiple accounts with the Bank, the annual fee and account management fee will be waived for one of their designated accounts with the Bank (excluding credit card and VIP accounts) upon application.
5. Accounts for social services and financial funds such as wages, pensions, low income insurance, medical insurance, unemployment insurance, provident fund, etc., and other types of escrow accounts are exempted from fees if they meet the conditions, in accordance with the document of Banking Supervision and Administration No. 22 [2011].
Expanded Information
China Postal Savings Bank cards are: Green Card, Green Card, Jinhui Card and so on.
Jinhui Card is an exclusive debit card issued by Postal Savings Bank for pension financial customers, which is a financial IC debit card with the functions of pension issuance, cash deposit and withdrawal, transfer and remittance, payment and settlement. The card is issued to pension financial customers.
1.Main Functions
(1) You can choose Jinhui Card as the account for your pension, salary, and other funds, which will be credited in a more timely and convenient manner.
(2) You can buy our exclusive wealth management products, fund products, insurance planning, precious metal products and other comprehensive financial products with JH Card, and the exclusive products can realize value preservation and appreciation for your wealth.
(3) You can take part in the financial salons, health insurance lectures, square dance activities, special travel, lucky draws and other activities organized by the Bank from time to time with JH Card to make your life more colorful (the starting time of the activities is subject to the announcement of the local branch).
2. Card Benefits
Jinhui Card is free of card labor cost, annual fee and small account management fee.
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