The finance major is a discipline that takes the economic activities of integrating money and monetary funds as the research object, and specifically studies how individuals, institutions, and governments obtain, spend, and manage funds and other financial assets. Differentiated in learning. Mainly studies the movement rules of modern financial institutions, financial markets and the entire financial economy. The specific research content of this major includes: the theory and practice of banks, securities, insurance and other non-bank financial institutions, the theory and practice of money markets, capital markets and international financial markets, the theory and practice of financial macro-control and the entire financial economy. , as well as the theory and practice of financial management, especially financial risk management. The main research directions include currency and banking, financial economics (including international finance, financial theory), investment, insurance, and corporate finance (corporate finance);
The finance major mainly uses computers to implement mathematical models. Thus solving financial related problems. Therefore, the finance major is different from MBA and MSP. It mainly trains technical workers in the financial field, also called financial professionals-quant. Quant positions are concentrated in investment banks, hedge funds, commercial banks and financial institutions. The main tasks they are responsible for vary greatly depending on their position. The more representative ones include pricing, model validation, research, development and risk management, which are respectively responsible for the establishment and application of derivatives pricing models, model validation, model research, program development and risk management. manage. Generally speaking, the work is relatively hard and the income is much higher than other industries. Take Quant Developer as an example. Although the actual work is not essentially different from that of programmers in other industries, not only does the income be high, but it is also easy to find a job.
For now, the employment of financial majors in China is mainly in the following fields:
Fund companies: Fund companies now need to be able to do fund performance evaluation, risk control, and asset management. configured talents.
Securities companies: Securities companies are now in a difficult period, and they are also seeking survival opportunities through integrated financial product design.
Banks: The most traditional banks are also undergoing subtle changes. Now the head offices of major banks are establishing internal risk management models and are in urgent need of talents in this area. However, due to the rigid employment system of banks, truly qualified people may not be able to do this. Another important department within the bank, the treasury department, also needs financial professionals. On the one hand, they operate in the inter-bank bond market and will be the main force in fixed income securities in the future. They are also the corporate bond market with great room for development in the future. , mortgage-backed bonds and other professional financial products.
An essay on the financial crisis
The financial crisis in 2008 was a year of ups and downs. The Beijing 2008 Olympic Games made the world re-understand China.
But the financial crisis caused by 2008 made the Chinese people understand the world again! U.S. politicians' dark manipulation of the financial industry's abuse of the value of the U.S. dollar for their own benefit is of course untrue, which intensified until it triggered a global financial crisis.
Rather than saying it is a financial crisis, it is closer to the truth to call it a "financial tsunami".
Global finance, securities investment, international trade, real estate, automobile and other industries are on the verge of "extinction". The most convincing one is Lehman Brothers of the United States.
The three major American automobile giants, AIG.
Iceland.
Dongguan Hejun... These are the cruel realities before us. Who would have thought that they would fall? But they did fall, and a global storm came.
Zhangmutou, Dongguan, known as the second Hong Kong in China, was the first to fall at the forefront of the Chinese people.
He is neither the first nor the last.
What are the Chinese people facing? What will happen next? People cannot predict and dare not imagine.
Only after accepting it and seeing factories closing down, bosses jumping off their buildings, and companies defaulting on wages did the Chinese truly realize that "it" is coming.
In December, two major industrial provinces, Guangdong and Zhejiang, experienced a wave of rework, which means that well-known and unknown companies are already responding to the arrival of "it".
Consumption power began to weaken. Stocks began to fall sharply. Property prices fell, and raw material and energy prices skyrocketed... The country is on the verge of launching a rescue plan, but the effect is only moderate. This is a global problem. We can only sigh to the sky: How can "it" end...
An essay about the financial crisis of about 600 words
The principle of the financial crisis is as follows: as human beings With the advancement of technology, the concept of regions begins to blur. The world is an interdependent entity. I rely on the socks you produce, and you may rely on the ore I produce.
There is a group of people on an island. The island cannot produce anything except a few small daily necessities. The residents of the island use a kind of shell called RMB to spend as money. A coconut has 3 shells, a bucket of fresh water has 5 shells, etc.
At this time, everyone wanted to live a better life, but the island could not produce so much stuff.
So I wanted to use my own labor force to trade with others.
There is a big island not far from this island, with everything on it. People use a kind of shell called USD for transactions, so the residents of the small island went to the factory on the big island to lobby. We are here Wages are low, raw materials are cheap, there are no land use fees, and there is tax exemption. Come invest with us.
The wealthy people on the big island thought it made sense and tried to open some factories on the small island, but problems immediately arose. The RMB on the small island and the USD on the big island were 2: 1, that is to say, if you sell 2 shells on a small island, you will also need to sell 1 shell on a big island.
Although Big Island has many disadvantages, because there are many factories, the upstream and downstream supporting transportation costs are low, and the workers are skilled, the cost is not much different from that of Xiaodao's products.
At this time, the chief of the small island came up with a way to let the wizard on the island fool everyone. The shells on the small island are different from those on the big island. The ones on the big island have magical powers, so The value of our shells to theirs is 8:1 which is reasonable.
When everyone heard that it was Jiang Zi, they exchanged 8 of their own shells for one shell on the big island.
In this way, the prices and wages on the small island are one-eighth of those on the big island. Companies on the big island have set up factories on the small island one after another, making a lot of money, and they remit the money back to the big island. Develop technology on the island, and then produce the developed products on the island.
Thirty years passed like this.
Gradually, there are fewer and fewer factories on the big island, and they have all turned into scientific research bases. At the same time, industries that serve the people in the scientific research bases have emerged, such as barbers, restaurants, travel clubs, and hospitals. Wait, of course there is an HD area, haha.
The residents of the big island have a lot of money, and they know that the factories on the small island can bring them more money in the future, so they desperately borrow money to speculate in houses, stocks, and stocks. peanut! ! ! Anyway, there’s nothing to stir up! Prices are starting to skyrocket! When the chief on the island saw that Hehe had an opportunity to make money, he quickly colluded with the wizard and set the price of RMB and USD at 6:1. In this way, the island's products also increased by 25%.
Suddenly one day, people on the big island found that all the stuff could not be sold because no one took over it. The stuff was sold, and the market was filled with stuff and there were no buyers.
The factory owners on the small island saw that they could no longer sell the stuff they produced.
I had to close the factory and go back to the big island.
This time, the island has exploded! After 30 years of hard work, I returned to before liberation in one night! It's all the fault of the abominable chiefs and wizards, go and settle the score with them! ! ! At this time, the chief and the wizard are even more anxious. What should they do? Seeing that his comfortable life is no longer guaranteed.
At this time the wizard had an idea.
The next day, the chief announced a 4 trillion shell rescue plan that was extremely clever and unrivaled in the world, which was to ask all the islanders to move stones to the island and transport them to the seaside, and then move the stones back from the seaside. , 1,000 RMB shells per person per day, and the salary is paid by the chief! ! ! The residents of the island were so excited that they all shed tears. After praising their wise leadership and dancing a hula dance, they went home.
This finally solved the urgent need of the chief and the wizard, but in the long run, even though the chief has FB, he will not have so many shells to fill it in! The wizard came up with another trick at this time.
Another day later, the wizard came forward. He called everyone together and said: "Oh! I was kicked by a donkey yesterday. I came to the fairy world in the haze and met the fairy sister. The fairy sister said that our The ratio between the shells on the small island and the shells on the big island is 20:1! Otherwise there will be a natural disaster and tsunami!" Everyone was frightened when they heard this, and they quickly did what the wizard said, so the ratio between the shells on the small island and the shells on the big island is 20:1. 1 already.
It is said that since the businessmen of the big island returned to the big island after withdrawing their investment from the small island, they were in a trance every day. Thinking about how comfortable their life on the small island was! Drinking XO and eating abalone every day, accompanied by the beauties from the island, how happy it is! How miserable it is now! On this day, I listened to the radio station on the big island. The radio said that in order to prevent tsunamis, the ratio of shells on the small island has been reduced to 20:1. Things are sold very cheaply! ! ! He quickly calculated, hey! If it was so cheap, it would still be profitable to set up a factory on the island, so he hurried back and set up another factory on the island.
At this time, the residents of the small island heard that the factory had reopened and returned to work one after another. The businessmen of the big island made money again, and the scientific research institutions of the big island also reopened, and the cycle began again. .
A 500-word essay on financial moral ethics
It comes from the heart of a teacher and serves the preset classroom questions.
There is a song that goes well: "Don't make me guess, I can't understand.
"In an ideal Chinese class, students are not marionettes in the hands of the teacher.
Ask yourself what you are thinking and tell yourself what you are thinking. Students should be like Pinocchio. He fell down and got up countless times and gradually gained a soulful life through language and words.
Chinese classes must be “willing to show weakness”.
There is a saying that goes like this: "Students are like springs, it depends on whether you are strong or not.
If you are strong, they will be weak; if you are weak, they will be strong.
"So teachers must learn to show weakness and be willing to play a supporting role: let students speak, let students discuss, and let students "charge into the battle."
After a class, the audience did not comment on the teacher’s brilliant teaching, but praised the children’s performance.
Only a classroom that converts teachers’ abilities into students’ abilities online can be called an efficient Chinese classroom.
The Chinese class should "set the mountain on fire".
Innovation is a little wild horse that lives in the heart of every child.
Only when the owner is free and carefree will it run happily.
Therefore, it is our duty to create a fear-free Chinese classroom! Encourage students to ask questions boldly, provoke students to interact and question, and condone students to argue wildly. What teachers have to do is to create a good fuse so that the classroom can be "fired" by students' brains, words, and hearts, and "set fire to the mountain". It creates a prairie fire and creates a fertile soil where whatever you plant grows.
Chinese classes should be "endless".
A textbook is just a flower. A flower blooming alone is not spring. A garden full of colorful flowers is full of spring.
Professor Zhu Yongxin said: Children’s books are the most wonderful seeds; reading is the happiest life.
Therefore, an ideal Chinese class should introduce students to the world of extracurricular reading.
From the bookstore to the Baicao Garden, please give children freedom. Students are not caged birds. What the teacher has to do is to open windows one after another, open doors one after another, and then sit People on the roadside applauded sincerely, admiring the young eagle's test flight.
This kind of Chinese class is "near before your eyes", with Han Xing'e's massive reading and Guan Jiangang's composition teaching revolution; this kind of class is "plain", as teacher Cui Luan said: simply teach Chinese , this duty is divided into students, seeking development in a down-to-earth manner.
I hope that this kind of Chinese class will live in the heart of every teacher and awaken every student to walk into spring.
High School Essay on Finance and Financial Management
The proposition of this essay is quite good. It is equivalent to spreading an understanding of finance and financial management to high school students in advance, which will be used in society in the future. It’s very useful. Most students nowadays spend money like water. It’s time to popularize the current financial knowledge to them. To learn how to manage money, you must first learn to manage yourself well, don’t spend money randomly, and develop a Good habits.
Write an essay on the topic of financial management for primary school students
This weekend, as always, I had breakfast and hurried to the piano store to take classes.
Different from the past, this time the boss of the music store stopped me and asked: "Did you take the exam in July?" I nodded in approval.
Then he smiled and asked me questions such as what I was taking the test for and what my name was.
I answered them all one by one.
I secretly thought: Could it be that the exam certificate has arrived? At that moment, I felt that the wrinkled face of the music store owner seemed to be a little more amiable than usual.
I guessed it right, he really wanted to get me a grade-examination certificate.
The owner of the music store took out a large stack of paper - it turned out to be a certificate.
He said to me: "Say something about yourself when you see it.
" I said "hmm".
As I turned over the certificates one by one, but I didn’t see my own, I felt a little uneasy: Will I not have my certificate? However, my idea was quickly rejected because my certificate was last.
I picked up the certificate and walked up the stairs. At that moment, I remembered a lot: I still remember that in April this year, I learned that I would take the guzheng exam in July. After hesitating for several days, I finally agreed with my mother. I signed up for level 5 guzheng.
Mr. Li chose two pieces of music for me - "The Little Girl Picking Mushrooms" and "The Red Mountain Dandan Flowers Bloom" to prepare for my grade exam.
Over the next three months, I practiced these two pieces repeatedly.
Finally July 24th came, the day to take the guzheng exam.
Early in the morning, my parents woke me up and told me that I was going to take the exam.
I quickly got up, got dressed and went downstairs.
Dad drove me to the place where I took the exam.
When we got there, there was a sea of ??people. My mother and I went upstairs to get our admission tickets, and then went to wait in line outside the examination room.
Because it was summer and there were so many people, it was really stuffy and hot waiting there.
But I didn’t dare to leave for a moment and waited at the door.
My name is called all day long.
I feel even more uneasy, which is indescribable.
After entering, I sat on my seat and listened to the previous contestant playing... "Zhou Shuoyue!" the judge teacher shouted. I hurried over, sat down in front of the guzheng, and said silently to myself: " It's okay, just like practicing at home, it's okay.
"I finished playing the song "The Girl Picking Mushrooms" and walked out of the examination room.
I let out a long breath, and my nervousness suddenly relaxed.
Financial Knowledge in Life Composition
If I don’t study the leaflet “Bringing Financial Knowledge to Campus”, then my financial knowledge will be completely blank.
After studying, I learned that the fifth set of RMB is now in circulation; we must cherish and care for the RMB and not scribble on the RMB.
It also taught me how to exchange damaged and damaged RMB, and how to identify authentic and counterfeit RMB. I must learn to observe the color, pattern, pattern, safety thread, etc. of RMB and special anti-counterfeiting marks; learn to Use your fingers to touch the feeling of the banknote to identify the RMB; you can also judge the authenticity of the RMB by the sound it makes when shaking the banknote, because the RMB symbolizes our great motherland; it has the name of the bank, Braille, and the national emblem; the pattern has the portrait of the great leader Chairman Mao.
I also learned how to apply for current deposits, and how to apply for bank cards and e-mails with one yuan in time savings deposits, lump sum time deposits, education savings deposits, small loans for farmers and student loans. Banking, online banking transfers or phone banking.
Customers can not only enjoy the speed of automatic voice service and self-service balance inquiry, but also enjoy the warmth of manual service.
Then he taught us how to protect passwords, set passwords skillfully and protect account security.
If a bank card is lost, report the loss immediately, and prevent criminals from using communication methods such as mobile phone text messages, phone calls, mail delivery, and the Internet to carry out new types of fraudulent criminal activities.
Common fraud methods include: phone fraud, text message fraud, Internet fraud, etc.
Don’t be greedy for small gains, get rich overnight, and have a pie-in-the-sky mentality.
Be careful not to expose your personal information to others, do not register casually, and fill in your own ID number, mobile phone number, bank card number and other private information.
Take precautions for yourself, and publicize it to your family and classmates around you, and remind them to call the police promptly if you find any telecommunications fraud, so as not to allow bad guys to take advantage of it!
Write an essay on the theme of "Financial knowledge accompanies me"
Autumn is here, and Labor Park welcomes the annual chrysanthemum exhibition.
On Sunday, Xiaohong and her mother came to Laodong Park to watch the chrysanthemums.
There are many people coming to the park to admire the chrysanthemums, and there is an endless flow of people coming and going.
People saw many varieties of colorful chrysanthemums, including white ones, red ones, yellow ones, and dark green ones... Xiaohong saw a cluster of yellow chrysanthemums that looked very beautiful, so she wanted to pick it casually. Come down.
Mom found out and ran over to Xiaohong and said: "Xiaohong, you can't just pick flowers. These chrysanthemums are for everyone to watch!" Xiaohong didn't pick them after hearing this, and her mother praised Xiaohong for being a good child. .
Who can help me write an essay on the topic of the financial crisis~~~
Economic globalization has allowed the United States to successfully fight the financial crisis. The United States definitely wants to remain a leader in the world. status.
Their think tank will analyze and study the process and reasons for the decline of Britain in the past.
Economic globalization has always been advocated by the United States. The reason why the United States favors economic globalization is that it wants to control other countries, especially countries that may surpass the United States, through one global account.
Seeing the rapid economic development of China, India and Russia, the United States took precautions and planned and directed the subprime mortgage crisis like a strong man breaking his arm in order to contain China, India and Russia.
I believe that the subprime mortgage crisis will not have a fatal blow to the US economy. What will be really hit by the subprime mortgage crisis will be the economies of Russia, China and India.
Some countries will even be unable to recover due to this.
China purchased $650 billion in U.S. government bonds.
The Great Depression of 1929 in the United States was actually caused by the lack of buyers for U.S. debt.
What does the United States export to maintain prosperity? Relying on export debt.
To put it bluntly, it means spending other people’s money through economic globalization.
Economic globalization may not be a good thing for developing countries.
Please indicate the source for reprinting: Composition Network? What are the main tasks of financial work