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My parents are old. How old are they? If you are under 55, you can buy critical illness insurance, but the premium is also very expensive. Wealthy families can consider it. After all, if something happens, the family will lose a lot. In addition to the pain of patients, family members are also worried, and it will cost a lot of money. Personal insurance should be available as much as possible, and it is best to have it. If you are over 55 years old, but not yet 60 years old and in good health, you can consider millions of medical treatments on the market. After all, when you get older, the chances of being hospitalized are greater. The premium of millions of medical care without social security will be much more expensive, but it is also cost-effective. Regardless of social security or non-social security, 100% reimbursement is divided into two files, 1 and 3 million. If it is a malignant tumor, it will be reimbursed twice, that is, if it is a malignant tumor, it can be reimbursed by 2 million or 6 million. However, Chinese herbal medicines are not reimbursed, and the cost of physical therapy is not reimbursed. If you are over 60, most insurance companies can't buy millions of medical care. If you are not seriously ill, but have three high or chronic diseases, or are in good health over 60 years old, you can buy cancer insurance. There is no deductible, regardless of social security or self-expense, it is 100% reimbursement, and Chinese herbal medicines can be reimbursed. After underwriting, you can continue to buy cancer, with a maximum reimbursement of 2 million. Of course, these two kinds of hospitalization insurance are products that are discontinued and not renewed. Insurance clauses also need to be read carefully, not only to see what can't be reported, but also to see those items in gray font in insurance liability. In addition to hospitalization insurance, you can also buy accident cards or accident insurance, which is very cheap and can avoid bumps at ordinary times. This kind of accident card is bought once a year, and the maximum insurance age is also very large. Some are 80 years old, very close to the people and convenient. In addition, older parents, whose health is not as good as before, should be given some jobs like their children, so that they will not stay bored all the time, but they will not increase the burden on the elderly. It is often seen that on the bus, the old people who help their grandchildren carry their schoolbags are crowded into the bus, and the flight attendants have to find someone to give up their seats. In case the driver suddenly braked and the old man fell, it was no joke. Also, children should have enough protection for themselves. In case of accidents, they can not only support the elderly wholeheartedly, but also worry about spending money for themselves. That's a lot of money.