Why is it so difficult for farmers to borrow money? How can farmers borrow money smoothly?

There are many reasons why it is difficult for farmers to get loans. First, their income is relatively low, and the borrowers are afraid that farmers can't pay back the money and dare not borrow money. Second, the people the farmers know are relatively weak at home, and they can't give too much money at once, so that farmers have to borrow from many people in order to get the money they need. Farmers who want to borrow money smoothly can contact relatives and ask people in the village. If one person borrows a few hundred dollars and that person borrows a thousand dollars, they can collect tens of thousands of dollars in a short time. The loan must be registered, paid back if you have money, and you can't default.

Many people say that it is easy for rich people to borrow money because they have a lot of assets in their names, but they can't afford to pay back the money. You can also use assets as collateral. However, poor people such as farmers are more difficult to borrow money and their own financial background is relatively thin. There is no house in the city now, and there is no way to gain the trust of others, and there is no way to make others think that you can afford it. Farmers also have no way to borrow money in cities, because there was no lending behavior before, and the credit information will be on the white list, so the bank has no way to evaluate this person's repayment ability. However, most farmers will not go to the bank for loans, but only borrow money from relatives.

Some farmers may have less savings before, so when their family members get sick, they can't afford so many medical expenses at once and have to borrow money, otherwise their relatives may not be able to go to the hospital for treatment. At present, there are many public offering softwares in the society, which can be used to raise money for donations from caring people. As long as your popularity in the village is good, all the people will give you 100, and I 100, and collect the money you need, and farmers will never be prevented from borrowing money.

A farmer's village must be a trustworthy person. He must keep his word and do what he says, so that people in the village can trust you and lend you money.