2, so many people retired, can only be a small savings, and then still rely on the pension to live. Now the social pressure is so great, 50-year-old people, if there is nothing wrong with the body, in fact, is still very young, now the average life expectancy of 80 years old, it is estimated that the future may be 90 years old, 100 years old. Therefore, it is best for 50-year-old people to find something to do.
3, since the subject said to spend their twilight years in peace, then the premise is that the economy can do relatively generous, in which case, if your deposit interest plus pension enough for your daily life, the deposit principal is not reduced, I think it is enough for you to be carefree.
4, in fact, many older people on the material life requirements are not high, many of us to the middle age, we understand more and more, tea, simple life in fact on the body health is the best, the money is really do not need a lot to maintain a basic life on the good.
The standard of living is a relative comparison, depending on each family's standard of living and psychological expectations, it is like we go out to eat the standard, there are hundreds of thousands and tens of thousands of hundreds of thousands of people can eat well, but why the difference between the thousands of miles, is not a standard and grade of the problem of it, the pension is the same, depending on the grade and standard of your life needs.
Retirement, can not be generalized, retirement and institutions, state-owned enterprises, the difference between ordinary workers and other personnel, and the difference is still quite huge, the treatment of retirement is not only related to the status, but also correspond to the grade it. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and you'll be able to do that with your own personalized products.
If you are a retired staff member of an organization, and is a dual-income, then even if there is no savings retirement life is not a problem, the retirement salary is completely enough to consume, and health insurance coverage and amount is more considerable, unless there is a major uncontrollable factors. If it is the average worker retirement, then the retirement salary is much less, and this is also uneven, some may just maintain life, corresponding to the health insurance is also worse.
In today's world, an elderly couple, excluding their children's pensions, is simply self-sufficient in old age, and does not pursue a high-end lifestyle. I think it's important to have at least a local retired paycheck that is above the mid-range level, and health insurance, and preferably not less than 100,000 yuan in savings for emergencies. In the first tier of big cities, it has to be a bit higher.
The elderly, the older they get, the lower the standard of living will become, but the higher the demand for medical care will be, eat and wear clothes can not spend a few dollars, and medical care compared to one hair, so how much savings and wages, are not as good as having a good body.
I'll talk about my opinion:
Retired at 50, with a child and a family, it seems that the subject is doing well and has no more burdens. The next step is to enjoy the retirement life. The subject said how much savings can spend their old age with peace of mind? This depends on the specifics, the salary by 3000 4000 per month, the general retirement pay is so much.
50 years old to 60 years old, this time the legs are still strong, you can take the retirement payroll to go out traveling Tourism, stroll around the country's great mountains, it is estimated that it will cost a lot of money, generally speaking, the salary should be enough.
60 years old to 70 years old, legs and feet are basically not good, especially after 65 years old, the body is deteriorating, out of the inconvenience, it is best to dance near the home, or to go to the senior activity center to learn a little piano, chess, calligraphy and painting or something, so that the life of some fun. It shouldn't cost much, except for living expenses and a little bit of money saved each month to prevent hospitalization.
After the age of 70, basically into the state of old age, it is estimated that the square dance can not be jumped, simply move your arms and legs on the line, because in case the range of activities is too large to hurt the bones and also scratch. At this time to focus on health, can take care of themselves when they cook their own food, 75 years old after the estimated meals do not want to do, I'm afraid to trouble the children. This will save a lot of salary, if there is no disease or pain, the money to the children to keep it.
If you don't go traveling in your later years and don't go to a senior college or something, you really won't have to spend much money, because my mother-in-law is a retired teacher and lives a particularly frugal life. She and my father-in-law after 65 years of age are basically in her three son's home to take turns to eat and live, clothes are daughters-in-law to buy, her retirement paycheck have no place to spend. Then sick hospitalization money is also the sons to take, is more blessed kind of old man.
But now 50-year-olds can not, because most of the children are only children, to save a little spending money, save for emergencies, to reduce the burden of children.
In short, the later life as long as the body does not have problems do not need too much money, retirement pay enough to pension in old age.
The day before yesterday afternoon, I was about to take off my work clothes from work, a 50-year-old woman, came in the door and said that the doctor to do a favor, look at my husband how he is today, the whole body weakness. I came to her home to see her husband, this is not the town's famous chef Li Shi Fu? Only more than a year have not met, how did it become so, pale, swollen, breathing difficulties, and finally recommended to transfer to a higher level of hospital treatment. During this time waiting for the car, his wife said that in fact in the previous year, her husband was hospitalized in a major hospital treatment check, is a kidney disease. Son married a few years ago, and live in the field full payment of the house, their hands and tens of thousands of savings. Would have liked to live quietly, I can not imagine that he is still only 50 years old, hey! This then got.
According to the current retirement system, most of the 50-year-old lesbians are retired. As for the male compatriots, heh, heh heh, physical health At least ten years of work, of course, there are special circumstances of early retirement. How much savings do you need to spend your twilight years worry-free when your children get married. Definitely the more the better, this more is not want to more can be more drops! A horse cannot get fat without night grass, and a man cannot get rich without horizontal wealth. Apart from daily expenses, you can't save much for your retirement. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and you'll be able to do that with the help of your own personal computer.
Then how much deposit do we need? 50 years old with a pension, good health can not want a penny. If the poor, then more is in vain, live a little guilty feeling, so people should cherish the body, cherish life. The children have become a family, the savings are saved! Deposits, no matter how much, may be the future of their own life-saving money, have to save and keep. Sometimes it is not that the children are not filial, they are in charge of their own children, and they are busy. Of course there are deposits, understanding of the children have difficulties, should also help them.
The 50-year-old retired, good health, a good mind, children filial piety, no savings can also be carefree in old age!
Although money is not everything, but there is no money is not everything.
50 years old to know the day, basically at this time should know what their fate is like. So how to go on heart should have a number.
This age, the most important thing is not money, but the mentality. At this age, you've been working for 20 or 30 years, and you've got a little bit of savings. At the same time, there must be a pension. A good bit of six or seven thousand per month is there. Such a situation, should be considered good. After all, there is basic medical insurance after retirement, and there are no big expenses every month. Their daily life is dancing, playing chess, traveling around, shopping and so on. The fact is that there is a lot of money to be made in the marketplace, and it's a lot of money to be made.
After all, the child has become a family, if we want to see how the old age, we have to see how the old man's mind. The same thing, if the old man's mentality is different, then the result is different. For example, take the child to buy a house or not, if the child did not buy a house, the responsible elderly may help the child to think of ways. But those who are not responsible for the elderly may not be the same, they must want to raise their children, has become a family, the child's house has nothing to do with their own. When the time comes, they will buy a big house when they can, and rent a house when they can't. The money they saved that is for their own retirement, no one wants to touch it.
This is a different mentality produces different results.
If you really want to ask a retiree how much money he can spend in his old age, then as long as he still has basic medical insurance and he has a monthly retirement paycheck, then basically, no major illnesses will be no problem. Small illnesses, small colds, whatever, are not a problem. He can live a good life, traveling every month, buying some good clothes and so on.
But when it comes to a particularly serious illness, it's a problem, and the family will have to struggle with a light one, and a heavy one will probably lose all their money. So it's not definite.
But the most important thing should be the mentality, we say?
Everyone's quality of life pursuit is different, the required deposit degree is also different.
A: Relative to the masses of people in terms of the monthly pension of two or three thousand, basically to meet the life, the hands of about 100,000 deposits, can cope with unexpected situations. The premise is that they usually can not travel around to play, can only stay in their own city.
Second: for those who like to travel, food and beauty of the retired elderly, if the retirement salary is high, at least five hundred thousand deposits in order to meet their own around eating, drinking and playing, go out on a trip, at least one or two thousand, to do a beauty massage once at least one hundred dollars a time, these expenses can be used to pay a part of the interest on deposits, the wage subsidy on a year is also enough.
Third: As for high consumption, that hundreds of thousands of deposits.
So, the different needs of their standard of living, how much deposit is not the same.
As I myself, if I do not have hundreds of thousands of deposits in hand, relying on more than three thousand dollars of pension, there is no condition to go to the summer ah, travel around, to taste the food, and so on. So, we are young, work hard, make more money, the old slowly enjoy, as for the children and grandchildren, that is the children and grandchildren, we take good care of the body, do not give them trouble is the best help to them.
50 years old, according to the current statement is not considered to be the elderly. I think that although you have retired, but you can not put yourself just let go to the square and the supermarket inside to go.
If you are now economically permissible, the child does not need your help, it is entirely possible to consider their own hobbies and interests. The first half of his life, when he was young, there is no good material conditions, and then for the old man and child to fight for half a life. Since then the days, perhaps it is really for their own life.
I'm sure you'll be able to find a good way to get through this, but I'd like to talk to you about money. Money more money less on the quality of life is not the same, there are too many factors affect it. If you have a stable pension, you can do whatever you want. If you want to do what you love to do, but are afraid of spending too much money to affect your future life, then think about it from a practical point of view, and start with a small one.
In any case, the basic medical insurance medical insurance, if you are sick and hospitalized, will not be too much of a burden on the children in terms of money. The first thing you need to do is to get your hands on some of the most popular products and services in the world, and then you can get your hands on some of the most popular products and services in the world.
Living in the present, think twice before acting, these practices are right, specific but also from their own reality.
I wish you all the best.
50-year-old retired, relatives and friends really a lot. My family has a relative 50 years old retired, a pair of children have become a family, home to watch the grandchildren for a few years, and now the grandchildren go to school. The children's family conditions are very good, also have a stable job, the salary income is also very high, life is very happy, do not have to worry about parents. And often come back to visit their parents, every time they come back to give their parents some money, so that their parents take advantage of the legs, to go outside to travel, happy life, life after retirement, mood good health, and said that the parents' physical health is the most important.
This pair of children really filial parents ah! Because the children often give parents money, so the parents of the pension, most of them are deposited in the bank, spend not much. I think this kind of retirement life, I think it is worry-free, do not have to worry, the heart of the worry-free happy, good mood, healthy, happy life in old age!
50 years old retired in the end, how much savings to worry about, live a good life in old age. It's really hard to say, if there is a certain amount of savings, is often said to be the river money, monthly interest income to ensure the basic quality of life, later life should be carefree, happy happy every day!
Fifty years old retired at home, proving that the subject should be female, according to the average life expectancy of our population is about 76 years old to calculate, the subject has roughly 26 years of life in old age, how much money you need to be able to enjoy the old age, this is to analyze the specific problems.
First, the child has become a family, and do not need us to worry about the case, the elderly have not needed to eat big fish and meat, and do not need to take care of the family, this situation requires the living expenses are very low, now the national average pension is about 2500 a month, and each year there is a five percent increase in the 26 years down to the approximate need for 1.5 million or so in this case, should be enough for an old man with little need to live. It should be enough for an elderly person who has little need to live.
Second, the old man's health is not good, you need to often run to the hospital or ask someone to take care of the living, these need to be relatively large monetary expenditure, according to a third-tier city life, I have some friends around the parents need to ask someone to take care of, so that the old man at least 10,000 yuan or so of pensions in order to maintain the old age, 26 years down even if prices remain unchanged in the case of needing to be 3 million! The more expenditure, indeed a lot of expenditure, a lot of people working a lifetime may not necessarily save so much money, this time to rely on the children to help out a little.
So, physical health is the greatest wealth, people in old age is the most afraid of running to the hospital, a lot of people a working life savings are spent in the last hospitalization of this time, so enjoy the old age is not to rely on the amount of money to measure, and look at our health, children and grandchildren happy, filial piety, the family is happy enough.
A person's life, somehow, too much trouble, so the human world called the mortal world, fifty years old retired, children into a family, as long as there is no disease, no pain, do not spend a lot of money, there is a retired salary can be, but things are not so simple to live peacefully in their old age, happy over a lifetime, there are too many influencing factors! First, there are deposits, ordinary workers, usually spending on wages, accumulation is not much, to say more, a few hundred thousand, now society, rising prices, the depreciation of banknotes, investment dare not, save the bank situation is not great, so let go of the mood, a good life, the body is better than anything else. Secondly, carefree degree of old age, but also have children filial piety, grandchildren learn well, although it is said that children have their own children's blessings, but the elderly care about the growth of their offspring, is natural, children's family harmony, filial piety to their parents, the elderly in order to live a carefree life, fifty years old, certainly rely on the children to take care of the situation of the less close to the children to do something more to do what they like to live a happy life! Third, if the children are not filial, you have a little money, children are always thinking about, every day to you to find trouble, then you also spend what the old age, every day chagrin, trouble constantly. Therefore, do not think too much, let go of the mood, do something you like, travel, play ball, dance, etc., can also, learn to do some things that make you happy, writing calligraphy, painting, write some words, practice brain power, to prevent Alzheimer's. The world is beautiful, time is limited! The world is beautiful, time is limited, live well!