Milk Daddy suggests that partners can configure suitable medical and accident insurance for the elderly over 60 years old.
Specifically how to configure, the next milk daddy will explain in detail. Those who don't know much about it can take a look at this article:Middle-aged and elderly people in their 60s should configure their insurance in this way!
First, how to choose the right insurance for 60-year-olds?For 60-year-old parents configure life insurance, critical illness insurance these two types of insurance, if the relevant products are very few, and the premium is very high, the total premium may even exceed the amount of coverage, and is not worth it.
Compared to life insurance and critical illness insurance, it would be more cost-effective to provide your parents with suitable medical and accident insurance.
The second 60-year-old insurance evaluation
1, cancer insurance
cost-effective: sunshine Shennong cancer medical
renewal: sunshine Shennong cancer medical, the people's health insurance good medical insurance cancer medical
Underwriting Flexibility: Ping An Health - Cancer Guard 2020, Sunshine Shennong Cancer Medical
2, Accident Insurance
Generally the mainstream accident insurance insurance age limit of up to 60 years old, the milk daddy to help you collect a few of them, you can understand.
Third, summarizeespecially for the elderly older, the body at any time there may be some minor problems, there are fewer products available, so in the face of the protection, we have to prioritize the solution to the problem of the presence or absence of the problem, and then follow up on the improvement and supplementation.
Wish to adopt!
Source: Milk Daddy Insurance