Hello, nowadays life needs, buy a car loan is very common. The way to buy a car loan can be a lot more favorable, mainly in the interest rate of the loan. The lower the interest rate, the fewer fees you pay and the more money you save.
Share with you the knowledge of auto loans:
Loan object: the borrower must be a permanent resident of the location of the loan bank, with full capacity for civil behavior.
Loan conditions: the borrower has a stable occupation and the ability to repay the principal and interest of the loan, good credit; can provide recognizable assets as a credit, pledge, or a third party with sufficient solvency to serve as a guarantor to repay the principal and interest of the loan and to assume joint and several liability.
Loan amount: The maximum loan amount is generally not more than 80% of the selling price of the car purchased.
Loan term: The term of auto consumer loans is generally 1-3 years, with a maximum of 5 years.
Loan interest rate: unified by the People's Bank of China.
Loan repayment method: you can choose between one-time debt repayment method and installment return method (equal principal and interest, equal principal and gold).
The above is the relevant knowledge about auto loans, if you are in a hurry to buy a car with a loan, we recommend you to use a big platform. For example, Du Xiaomang Finance's rich flower, high borrowing limit, low interest rates, fast disbursement, does not affect the process of buying a car. Click on the link to test the amount, up to 200,000 yuan.
Share with you the application conditions of the consumer products with money flowers: mainly divided into two parts: age requirements and data requirements.
I. Age requirement: between 18-55 years old. Special note: Money Flowers declines to provide consumer installment loans to school students, if you are a school student, please give up your application.
Second, the data requirements: the application process needs to provide your second-generation ID card, my debit card.
Note: The application only supports debit cards, the application card is also your borrowing bank card. My identity information needs to be the second generation of ID information, you can not use temporary ID, expired ID, generation of ID to apply.
This answer is provided by the money flower, due to the content of the existence of timeliness and other objective reasons, if the content of the answer is inconsistent with the actual interest rate calculation of the money flower products, in order to the degree of small full financial APP - money flower borrowing page display shall prevail. I hope this answer is helpful to you.