To live a comfortable retirement. How much money do you need to save? There is no set number for this. Because elderly people you can actually live how many years? Who knows? Some people are in their 70s and may pass away. Some people live to be over 90 years old, and there is a difference of 20 years between 70 and 90 years old. So how much money do you think you have to spend in those 20 years. So the elderly want to live. How much money should be saved for a comfortable life? There is no fixed amount. If you have to set a number. About 10 million dollars. That should be enough. If you put 10 million dollars in the bank at 2% interest per year. That's about $200,000 a year. That should be enough for two elderly people. Including medical care. And some other spending.
The elderly in the city now. The first thing you need to do is to get your hands on some of the most popular products and services in the world. But retirement pay varies. Some of them have more than 10,000 yuan per month. Some have a retirement salary of 4,000 yuan per month or even less. Civil servants' retirement pay is generally higher. Ordinary people's are not very high. If you have $10,000 a month, that's $20,000 for two old people. That's 20,000 yuan for two old people. That should be enough to live on every month. Save some more money for emergencies. If both people earn $3,000 each. Then it won't work. It would be stretched to the limit. It would be impossible to live a comfortable retirement. Because only 6,000 yuan of income per month for two people to spend on food is certainly enough. But not for emergencies or anything else. Because the elderly generally have all kinds of physical problems. Often need to go to the hospital for treatment. This is a lot of money. Especially when you need to hire a caregiver to stay in the hospital. This cost is really quite high. Recently a friend's father was hospitalized. Gu a 24-hour caregiver. Every month. The cost of the caregiver was more than $10,000 dollars. So according to the old man if only 3,000 dollars a month, that is too much difference. Usually to not save up some money when it matters. That is. Really worrying na.
It is also because so many retired elderly. The first thing you need to do is to get a good deal of money. They all save money. One is to give their own old age when there are sick hospitalization to do a preparation. The other is the children side may also need a little financial help. Nowadays, the average worker's monthly income is not very high, and if he or she raises another child. If you are raising a child, you may be struggling to make ends meet. As an old man. Always want to be able to help their children a hand to help a hand. So often some money saved, or help to the grandchildren to spend.