Under the following circumstances, CITIC Bank has the right to voluntarily terminate the dream deposit that the cardholder has handled:
1, the cardholder has any fraud, fraud or untrue transaction behavior;
2. The cardholder's credit card is in an abnormal state due to cancellation, control, collection, freezing, termination, expiration or non-renewal;
3. The cardholder fails to pay any unpaid amount or any other balance in the credit card account on schedule;
4. The cardholder is incapacitated, restricted in personal freedom, dead, bankrupt or insolvent;
5. The cardholder violates the anti-money laundering law and other national laws and regulations;
6. CITIC Credit Card Center has justified reasons or risk control factors that the account is no longer suitable for developing "dream-fulfilling gold" products.
In case of the above situation, CITIC Bank proposes to terminate the installment of its Dream Fund, which is regarded as the cardholder's breach of contract, and the cardholder shall bear the penalty for terminating the installment repayment in advance. The collection standard of liquidated damages is: 3% of the principal part of the unfinished installment.
How does CITIC Bank repay its dream money? There are many ways.
Reminder: After applying for the CITIC Bank Dream Grant, you should use the quota reasonably and repay the principal and handling fee in full and on time. If you default, your credit in CITIC Bank will be affected and your credit will be seriously discredited.