If you want to know how to plan an insurance plan for a 60-year-old, this article must be read:
You need to know what insurance the elderly have and what insurance to buy for their parents.
Next, the school sister will give you a detailed introduction to these major types of insurance, not to mention, directly on the dry goods!
1, critical illness insurance/cancer insurance
According to the survey data, middle-aged and elderly people have a high incidence of cancer, especially those aged 50 and over.
The incidence of major diseases such as cancer is soaring, but the medical expenses for treating major diseases are very high, ranging from hundreds of thousands to hundreds of thousands. Most families can't afford this huge self-funded medical expenses, so they need to buy a critical illness insurance to transfer the economic risks brought by major diseases.
However, it may be difficult for a 60-year-old to insure against critical illness. For example, the health notification fails, or even if the health notification passes, the premium will be upside down. Therefore, you can choose to take out an anti-cancer insurance to provide corresponding protection for cancer. Even if a 60-year-old is unfortunately diagnosed with cancer, there is no need to worry about medical expenses.
If you want to know more details about cancer insurance, you must read this article carefully:
What is anti-cancer insurance, how to buy it and which one is good, comprehensive analysis and comparative evaluation.
2. Millions of medical insurance
Million medical insurance belongs to reimbursement insurance, which can reimburse reasonable medical expenses caused by illness. Allocating millions of medical insurance to 60-year-olds can cover areas where medical insurance cannot be reimbursed, and many drugs outside the scope of medical insurance catalogue can also be reimbursed, giving parents comprehensive treatment means.
3. Accident insurance
Accident insurance is an insurance that pays insurance money on the condition that accidental injury leads to death and total disability. 60-year-old people are slow to react, inconvenient to move, and prone to accidental injuries, such as slipping in the toilet and spraining in square dance. Therefore, it is necessary to configure an accident insurance for parents.
The above is the 60-year-old insurance configuration plan. If you want to know more about the precautions for buying insurance, you can read the following:
Which kind of insurance is better and how to buy it is more cost-effective, and teach you to avoid these pits of insurance.
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