Postal Savings Bank of China's debit cards (including the Green VIP Gold Card) have no annual fee, but a small account management fee of 3 yuan is deducted quarterly when the average daily balance is less than 100 yuan.
The China Post Jinhui Card is a financial IC debit card with functions such as pension issuance, cash deposit and withdrawal, transfer and remittance, payment and settlement. Cardholders can use the Jinhui Card as a substitute account for pension, salary and other funds, and they can also purchase comprehensive financial products such as China Post's exclusive wealth management products, fund products, insurance planning, precious metal products and other financial products through the Jinhui Card.
Once a user successfully applies for a China Post Jinhui Card, the cardholder can use the Jinhui Card to participate in financial management salons, health insurance seminars, square dance activities, special travel, lucky draws and other activities organized by the Postal Bank from time to time, and the user can get more rights and benefits from the activities with the card.