At this stage, countless middle-aged and elderly people like to do one thing, that is, "empty" the family to help their children to buy a house and a car, and even the whole family is heavily indebted, and it takes thirty years to pay off the debt.
This situation is particularly devastating for the average family. As soon as something unexpected happens, the family will eventually collapse.
For example, if a family member gets sick in the middle of the day and needs an operation that costs money, what are we going to do if we can't even come up with the money to save our lives?
To put it bluntly, if we are the ones lying in the hospital bed and the family has no money left, won't we be left to our own devices?
In this day and age, what matters most, after all, is cash flow. If we have savings and assets that can be quickly turned into cash flow, then whatever surprises life throws at us, we can easily deal with them.
So, in the next few years, to bring down their own debts, the best "debt-free", and then to accumulate some savings for themselves, the later years will not have too much risk.
Two, low desire, cut off.
In the last two years, there has been a new concept of life - low desire.
The so-called low desire is to reduce their "material desire" and "spiritual desire", no "buy buy" impulse, and will not easily waste money, the more you live, the more simple, the more simple. The more you live, the simpler you become.
This "low-desire" lifestyle is not something that just appeared out of nowhere. The root of the idea is the idea of "disconnection" that has been sought after in the last few years.
The core of the idea is to give up all the unnecessary things, to leave behind the meaningless people and things, and to make one's living space clean and quiet. In essence, low desire and detachment are one and the same.
Middle-aged people who want to be "safe" in their old age may want to adopt the concept of "low desire". Spending less and saving more can preserve the few calories we have left.
The winter of old age is approaching, so keep some money in your possession and live a good life. Having no money is the greatest sorrow of the later years.
Three, to save your life with a house, to save your life with a house.
In today's market, there is a commodity that is very important - the house.
Generally speaking, in Chinese society, as long as the children get married and have children, or to the age of the parents will give their own house to their children, they are alone in a corner, more and more live like a widow.
Of course, there is a condition that the children must take care of their parents and have the financial ability to provide for their old age. If they don't have the money to provide for their parents' old age, and we lose our house, then the most unfortunate ones are still ourselves.
People, both for the sons and daughters to think, should also have to think for themselves. You care about the children, sympathize with the children and grandchildren, then who will sympathize with you? People, ultimately, can only rely on material, can only rely on themselves.
When I was young, I was very naive, and I thought that the money and the house were out of the body and unimportant. When the old only completely understand, money and property house are "life preserver", simply indispensable.
People are old, not as old as the house, to give themselves a little security.
Four, combine labor and leisure, to ensure peace.
Whether it is being 996 after 70,